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15540 Sandfield Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15540 Sandfield Loop, Winter Garden, FL 34787 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,055 sqft · built 2014
Lot Size0.246 acres (10,698 sqft)
Owner2 Individual Names on File
Last Sale$905,000 (Apr 2022)
Tax Bill$11,509 (2025)
Deeds & MortgagesApr 2022 Mortgage
Apr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-23-27-4644-00-050

Property Details

APN / Parcel Number

Primary APN08-23-27-4644-00-050
Alternative APNs
  • 272308464400050
  • 136101
  • 136959
  • 138472

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,055 sqft Living Area
Gross Area5,850 sqft
1st Floor Area2,630 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,698 sqft (0.246 acres)
Garage TypeAttached
Garage Area488 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area372 sqft
Patio Area2 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address15540 SANDFIELD LOOP
CityWINTER GARDEN
StateFL
Zip34787-9801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESERVE AT CARRIAGE POINTE PHASE 1 78/117 LOT 5
Legal Range27E
Legal Township23S
Legal Section08
Legal SubdivisionRESERVE AT CARRIAGE POINTE PH 1
Legal Phase1
Legal Tract4644
Legal Lot Number5
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1035
Census Tract17113

Owner

Source: Orange County records · APN 08-23-27-4644-00-050

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15540 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC
Apr 14, 2022Deed of Trust, Mortgage · Line of Credit
GEORGIAS OWN CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2022 · Amount on Record
Deed SaleApr 14, 2022 · Amount on Record
Prior SaleApr 02, 2014 · Amount on Record
Deed Document Number2022244876
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address15540 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9801
Transaction TypeMortgage
Record UpdatedApr 29, 2022
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1817 LAKE SIMS PKWY, OCOEE, FL 34761-8513

Mortgage

Document Number0000244877
DateApr 14, 2022
Instrument20220244877
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address15540 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9801
Transaction TypeMortgage
Record UpdatedApr 29, 2022
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1817 LAKE SIMS PKWY, OCOEE, FL 34761-8513

Mortgage

Document Number0000244878
DateApr 14, 2022
Instrument20220244878
Lender
NameGEORGIAS OWN CU
TypeCredit Union
AddressATLANTA, GA 30303
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 13, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$744,420 (-0.33%) Land $110,000 Building $634,420$744,420 (-8.72%) Land $110,000 Building $634,420
2025$11,509.00 (+5.17%) Homeowner's exemption$746,904 (+5.99%)$815,500 (+15.72%) Land $110,000 Building $705,500
2024$10,943.00 (+3.47%)
2023$10,576.00 (+63.56%) Homeowner's exemption$704,713 (+58.42%) Land $110,000 Building $594,713$704,713 (+23.05%) Land $110,000 Building $594,713
2022$6,466.00 Homeowner's exemption$444,844$572,707 Land $100,000 Building $472,707

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 77 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50

May also be available at this address: Lumen Technologies, Court Square Capital Partners. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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