15527 Sandfield Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15527 Sandfield Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,780 sqft · built 2014
Lot Size	0.179 acres (7,799 sqft)
Owner	2 Individual Names on File
Last Sale	$387,800 (Dec 2014)
Tax Bill	$5,900 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-27-4644-00-250`

Property Details

APN / Parcel Number

Primary APN	`08-23-27-4644-00-250`
Alternative APNs	`272308464400250` `136127` `136982` `138496`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,780 sqft Living Area
Gross Area	3,748 sqft
1st Floor Area	2,780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,799 sqft (0.179 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	330 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15527 SANDFIELD LOOP
City	WINTER GARDEN
State	FL
Zip	34787-9800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RESERVE AT CARRIAGE POINTE PHASE 1 78/117 LOT 25
Legal Range	27E
Legal Township	23S
Legal Section	08
Legal Subdivision	RESERVE AT CARRIAGE POINTE PH 1
Legal Phase	1
Legal Tract	4644
Legal Lot Number	25
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1039
Census Tract	17113

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15527 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2014 · Amount on Record
Deed Sale	Dec 29, 2014 · Amount on Record
Deed Document Number	2014650683
Deed Book / Page	10853 / 7309
Last Transfer Date	Mar 19, 2026
Transfer Doc	0000177335
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Mar 27, 2026
Property Address	15527 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9800
Document Number	0000177335
Map Reference	MB 78 PG 117
Instrument Date	Mar 19, 2026
Instrument	20260177335
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15527 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9800

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15527 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9800

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15527 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9800
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15527 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9800

Mortgage

Document Number	0000011421
Date	Jan 6, 2022
Instrument	20220011421

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15527 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9800
Document Number	0000330715
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15527 SANDFIELD LOOP WINTER GARDEN FL 347879800, WINTER GARDEN, FL 34787-9800

Mortgage

Document Number	0000330715
Date	Jun 15, 2020
Instrument	330715

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,527 (+2.7%)	$606,250 (-7.94%) Land $110,000 Building $496,250
2025	$5,900.00 (+5.24%) Homeowner's exemption	$402,655 (+5.99%)	$658,550 (+21.02%) Land $110,000 Building $548,550
2024	$5,606.00 (+3.64%)
2023	$5,409.00 (+2.97%) Homeowner's exemption	$379,910 (+3%)	$544,187 (+16%) Land $110,000 Building $434,187
2022	$5,253.00 Homeowner's exemption	$368,845	$469,138 Land $100,000 Building $369,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Court Square Capital Partners, Lumen Technologies.

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