15516 Sandfield Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15516 Sandfield Loop, Winter Garden, FL 34787 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,838 sqft · built 2013
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on File
Last Sale$457,500 (Jan 2014)
Tax Bill$6,621 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-23-27-4644-00-090

Property Details

APN / Parcel Number

Primary APN08-23-27-4644-00-090
Alternative APNs
  • 272308464400090
  • 136106
  • 136964
  • 138477

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,838 sqft Living Area
Gross Area5,652 sqft
1st Floor Area2,652 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,999 sqft (0.207 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area386 sqft
Patio Area3 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address15516 SANDFIELD LOOP
CityWINTER GARDEN
StateFL
Zip34787-9801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESERVE AT CARRIAGE POINTE PHASE 1 78/117 LOT 9
Legal Range27E
Legal Township23S
Legal Section08
Legal SubdivisionRESERVE AT CARRIAGE POINTE PH 1
Legal Phase1
Legal Tract4644
Legal Lot Number9
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1035
Census Tract17113

Owner

Source: Orange County records · APN 08-23-27-4644-00-090

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15516 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2014 · Amount on Record
Deed SaleJan 13, 2014 · Amount on Record
Deed Document Number201417878
Deed Book / Page10688 / 4058
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address15516 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9801
Document Number0000489214
Instrument DateSep 08, 2020
Transaction TypeMortgage
Record UpdatedOct 08, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15516 SANDFIELD LOOP WINTER GARDEN FL 347879801, WINTER GARDEN, FL 34787-9801

Mortgage

Document Number0000489214
DateSep 18, 2020
Instrument489214
Lender
NameROSE MTG
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$458,994 (+2.7%)$683,360 (-8.92%) Land $110,000 Building $573,360
2025$6,621.00 (+5.23%) Homeowner's exemption$446,927 (+5.99%)$750,250 (+22.33%) Land $110,000 Building $640,250
2024$6,292.00 (+3.61%)
2023$6,073.00 (+2.93%) Homeowner's exemption$421,681 (+3%)$613,309 (+16.35%) Land $110,000 Building $503,309
2022$5,900.00 Homeowner's exemption$409,399$527,141 Land $100,000 Building $427,141

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 77 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50

May also be available at this address: Lumen Technologies, Court Square Capital Partners. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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