Polk County property record for 1551 Rosa Ct, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 2000 |
| Lot Size | 0.472 acres (20,552 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $356,000 (Jun 2024) |
| Tax Bill | $4,109 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-32-363420-000130 |
| Primary APN | 25-29-32-363420-000130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,196 sqft |
| 1st Floor Area | 1,776 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 20,552 sqft (0.472 acres) |
| Lot Dimensions | 164 ft deep x 120 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 125 sqft |
| Shed | 1 Shed |
| Street Address | 1551 ROSA CT |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-8902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAGO PALMS SUB PB 84 PG 31 LOT 13 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | SAGO PALMS SUBDIVISION |
| Legal Tract | 363420 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 15000 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1551 ROSA CT, BARTOW, FL 33830-8902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING |
| Apr 13, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM |
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BK NA |
| Feb 27, 2019 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2024 · Amount on Record |
| Deed Sale | Jun 26, 2024 · Amount on Record |
| Prior Sale | Nov 25, 2020 · Amount on Record |
| Deed Document Number | 2024148162 |
| Deed Book / Page | 13168 / 494 |
| Prior Transfer Date | Apr 10, 2023 |
| Prior Transfer Doc | 0000084833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 1, 2026 |
| Property Address | 1551 ROSA CT, BARTOW, FL 33830-8902 |
| Document Number | 0000156324 |
| Book / Page | 14058 / 199 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 2026156324 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1551 ROSA CT, BARTOW, FL 33830-8902 |
| Document Number | 0000156324, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 14058/199 |
| Instrument | 2026156324 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 13, 2023 |
| Property Address | 1551 ROSA CT, BARTOW, FL 33830-8902 |
| Document Number | 0000084833 |
| Book / Page | 12650 / 1381 |
| Map Reference | MB 84 PG 31 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023084833 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1200 NEVERMORE CIR, BARTOW, FL 33830-7443 |
| Name | Verified Name |
|---|---|
| Address | 1551 ROSA CT, BARTOW, FL 33830-8902 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 25, 2020 |
| Property Address | 1551 ROSA CT, BARTOW, FL 33830-8902 |
| Document Number | 0114691134 |
| Book / Page | 011469 / 001134 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 253884 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2020 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1551 ROSA CT BARTOW FL 338308902, BARTOW, FL 33830-8902 |
| Document Number | 114691138 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 011469/001138 |
| Instrument | 253887 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1551 ROSA CT, BARTOW, FL 33830-8902 |
| Document Number | 0110580866 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | GOLDEN RULE TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1551 ROSA CT BARTOW FL 338308902, BARTOW, FL 33830-8902 |
| Document Number | 0110580866 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 011058/000866 |
| Instrument | 253948 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1551 ROSA CT, BARTOW, FL 33830-8902 |
| Document Number | 0107961901 |
| Instrument Date | Feb 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1551 ROSA CT BARTOW FL 338308902, BARTOW, FL 33830-8902 |
| Document Number | 0107961901 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 010796/001901 |
| Instrument | 65955 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,533 (+0.12%) Land $60,000 Building $250,533 | $310,533 (+0.12%) Land $60,000 Building $250,533 | |
| 2025 | $310,155 (+4.28%) Land $60,000 Building $250,155 | $310,155 (-0.78%) Land $60,000 Building $250,155 | |
| 2024 | $4,109.00 (+4.24%) | ||
| 2023 | $3,942.00 (+3.22%) Homeowner's exemption | $297,439 (+3%) | $312,606 (+8.25%) Land $48,000 Building $264,606 |
| 2022 | $3,819.00 Homeowner's exemption | $288,776 Land $40,000 Building $248,776 | $288,776 Land $40,000 Building $248,776 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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