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1541 Rosa Ct, Bartow, FL 33830 Property Records

Polk County property record for 1541 Rosa Ct, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,714 sqft · built 1992
Lot Size0.396 acres (17,232 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Mar 2020)
Tax Bill$680 (2024)
Deeds & MortgagesSep 2026 Line of Credit
Mar 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-29-32-363420-000140

Property Details

APN / Parcel Number

Primary APN25-29-32-363420-000140
Alternative APNs
  • 322925363420000140
  • 22925000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,714 sqft Living Area
Gross Area4,176 sqft
1st Floor Area2,094 sqft
Upper Floors Area1,188 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area17,232 sqft (0.396 acres)
Lot Dimensions148 ft deep x 115 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area392 sqft
PorchFlorida Room
Porch Area720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1541 ROSA CT
CityBARTOW
StateFL
Zip33830-8902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAGO PALMS SUB PB 84 PG 31 LOT 14
Legal Range25E
Legal Township29S
Legal Section32
Legal SubdivisionSAGO PALMS SUBDIVISION
Legal Tract363420
Legal Block1
Legal Lot Number14
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group1
Census Block1001
Census Tract15000

Owner

Source: Polk County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1541 ROSA CT, BARTOW, FL 33830-8902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Mar 19, 2020Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Nov 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR
Oct 26, 2017Loan Modification, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2020 · Amount on Record
Deed SaleMar 19, 2020 · Amount on Record
Deed Document Number202063477
Deed Book / Page11182 / 103
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateSep 23, 2026
Property Address1541 ROSA CT, BARTOW, FL 33830-8902
Document Number0000229652
Book / Page14163 / 1148
Instrument DateSep 16, 2026
Instrument2026229652
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1541 ROSA CT, BARTOW, FL 33830-8902

Mortgage

Document Number0000229652,
DateSep 23, 2026
Book Page14163/1148
Instrument2026229652
Lender
NameLENDAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 1, 2036
Interest
Max Rate-1%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 19, 2020
Property Address1541 ROSA CT, BARTOW, FL 33830-8902
Document Number0111820103
Book / Page011182 / 000103
Instrument DateMar 11, 2020
Instrument63477
Transaction TypeTransfer
Record UpdatedMay 6, 2020
Title CompanySMART TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1547 ROSA CT BARTOW FL 33830, BARTOW, FL 33830

Mortgage

Document Number111820105
DateMar 19, 2020
Book Page011182/000105
Instrument63478
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 18, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1541 ROSA CT, BARTOW, FL 33830-8902
Document Number0103410240
Book / Page010341 / 000240
Instrument DateNov 29, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1541 ROSA CT SAGO PALMS BARTOW FL 33830, BARTOW, FL 33830

Mortgage

Document Number0103410240
DateDec 14, 2017
Book Page010341/000240
Instrument240489
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueDec 13, 2042

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address1541 ROSA CT, BARTOW, FL 33830-8902
Document Number0103060141
Book / Page010306 / 000141
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedDec 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1541 ROSA CT SAGO PALMS BARTOW FL 33830, BARTOW, FL 33830

Mortgage

Document Number0103060141
DateNov 3, 2017
Book Page010306/000141
Instrument211946
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueNov 2, 2042

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$414,960 (+2.7%)$459,437 (-3.94%) Land $60,000 Building $399,437
2025$404,051 (+5.99%)$478,306 (-1.7%) Land $60,000 Building $418,306
2024$680.00 (+21.21%)
2023$561.00 (+10.22%) Homeowner's exemption$381,227 (+3%)$486,601 (+14.86%) Land $48,000 Building $438,601
2022$509.00 Homeowner's exemption$370,123$423,653 Land $40,000 Building $383,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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