Polk County property record for 1550 Rosa Ct, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,447 sqft · built 1994 |
| Lot Size | 0.345 acres (15,011 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $201,000 (Dec 2018) |
| Tax Bill | $2,763 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Jul 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-32-363420-000220 |
| Primary APN | 25-29-32-363420-000220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,447 sqft Living Area |
| Gross Area | 3,052 sqft |
| 1st Floor Area | 2,447 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 15,011 sqft (0.345 acres) |
| Lot Dimensions | 136 ft deep x 110 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 605 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 470 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 1550 ROSA CT |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-9792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAGO PALMS SUB PB 84 PG 31 LOT 22 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | SAGO PALMS SUBDIVISION |
| Legal Tract | 363420 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 15000 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1550 ROSA CT, BARTOW, FL 33830-9792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 27, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 24, 2020 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA |
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG |
| Feb 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN LIBERTY MTG |
| Dec 5, 2018 | Grant Deed, Construction Loan · Construction Mortgage AMERICAN LIBERTY MTG |
| May 7, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2018 · Amount on Record |
| Deed Sale | Dec 5, 2018 · Amount on Record |
| Prior Sale | May 7, 2018 · Amount on Record |
| Deed Document Number | 2018252468 |
| Deed Book / Page | 10689 / 448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 27, 2023 |
| Property Address | 1550 ROSA CT, BARTOW, FL 33830-9792 |
| Document Number | 0000097659 |
| Book / Page | 12668 / 1493 |
| Map Reference | MB 84 PG 31 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023097659 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1550 ROSA CT, BARTOW, FL 33830-9792 |
| Name | Verified Name |
|---|---|
| Address | 1550 ROSA CT, BARTOW, FL 33830-9792 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1550 ROSA CT, BARTOW, FL 33830-9792 |
| Document Number | 0113330937 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1550 ROSA CT BARTOW FL 338309792, BARTOW, FL 33830-9792 |
| Document Number | 0113330937 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 011333/000937 |
| Instrument | 164035 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 11, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1550 ROSA CT, BARTOW, FL 33830-9792 |
| Document Number | 0111901060 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1550 ROSA CT BARTOW FL 338309792, BARTOW, FL 33830-9792 |
| Document Number | 0111901060 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 011190/001060 |
| Instrument | 68950 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 26, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1550 ROSA CT, BARTOW, FL 33830-9792 |
| Document Number | 0107591198 |
| Instrument Date | Feb 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2019 |
| Title Company | RIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1550 ROSA CT BARTOW FL 338309792, BARTOW, FL 33830-9792 |
| Document Number | 0107591198 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 010759/001198 |
| Instrument | 37463 |
| Name | AMERICAN LIBERTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 24, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 5, 2018 |
| Property Address | 1550 ROSA CT, BARTOW, FL 33830-9792 |
| Document Number | 0106890448 |
| Book / Page | 010689 / 000448 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 252468 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 20, 2018 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,407.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1550 ROSA CT BARTOW FL 338309792, BARTOW, FL 33830-9792 |
| Document Number | 106890455 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | 010689/000455 |
| Instrument | 252469 |
| Name | AMERICAN LIBERTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 4, 2020 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 7, 2018 |
| Property Address | 1550 ROSA CT, BARTOW, FL 33830-9792 |
| Document Number | 0104771291 |
| Book / Page | 010477 / 001291 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 97716 |
| Transaction Type | Foreclosure |
| Record Updated | May 22, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,108.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,781 (+2.7%) | $366,337 (-0.58%) Land $60,000 Building $306,337 | |
| 2025 | $2,763.00 (-15.01%) Homeowner's exemption | $253,925 (+5.99%) | $368,480 (-0.75%) Land $60,000 Building $308,480 |
| 2023 | $3,251.00 (+3.57%) Homeowner's exemption | $239,582 (+3%) | $371,269 (+10.49%) Land $48,000 Building $323,269 |
| 2022 | $3,139.00 Homeowner's exemption | $232,604 | $336,030 Land $40,000 Building $296,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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