Polk County property record for 1510 Rosa Ct, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,356 sqft · built 1991 |
| Lot Size | 0.449 acres (19,563 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Nov 2025) |
| Tax Bill | $1,882 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-32-363420-000180 |
| Primary APN | 25-29-32-363420-000180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 2,902 sqft |
| 1st Floor Area | 2,356 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 19,563 sqft (0.449 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 259 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 1510 ROSA CT |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-9792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAGO PALMS SUB PB 84 PG 31 LOT 18 & 19 THAT PART DESC AS BEG 151.35 FT W OF SE COR LOT 19 RUN W 44 FT N 04 DEG 17 MIN 32 SEC W ALONG W LINE LOT 19 140.92 FT TO NW COR SAID LOT NELY ALONG CURVE 22.03 FT S 12 DEG 46 MIN 30 SEC E 149.82 FT TO POB |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | SAGO PALMS SUBDIVISION |
| Legal Tract | 363420 |
| Legal Block | 1 |
| Legal Lot Number | 18,19 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 15000 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8400 STONEBROOK PKWY, 1014, FRISCO, TX 75034-5574 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Nov 14, 2025 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 23, 2017 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on Record |
| Deed Sale | Nov 14, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2013 · Amount on Record |
| Deed Document Number | 2025269140 |
| Deed Book / Page | 13777 / 633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1510 ROSA CT, BARTOW, FL 33830-9792 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1510 E CONANT ST ROSA, BARTOW, FL 33830 |
| Investor | Possibly a Property Investor |
| Document Number | 0000161230 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 12294/1695 |
| Instrument | 2022161230 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 14, 2025 |
| Property Address | 1510 ROSA CT, BARTOW, FL 33830-9792 |
| Document Number | 0000269140 |
| Book / Page | 13777 / 633 |
| Map Reference | MB 84 PG 31 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 2025269140 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1501, BARTOW, FL 33831-1501 |
| Name | Verified Name |
|---|---|
| Address | 8400 STONEBROOK PKWY APT 1014, 1014, FRISCO, TX 75034-5574 |
| Document Number | 0013777635 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 13777/635 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1510 ROSA CT, BARTOW, FL 33830-9792 |
| Document Number | 0103100727 |
| Book / Page | 010310 / 000727 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1510 ROSA CT BARTOW FL 338309792, BARTOW, FL 33830-9792 |
| Document Number | 0103100727 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 010310/000727 |
| Instrument | 215457 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 8, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,232 (+91.76%) Land $66,000 Building $290,232 | $356,232 (+0.69%) Land $66,000 Building $290,232 | |
| 2025 | $1,882.00 (-25.26%) Homeowner's exemption | $185,769 (+2.9%) | $353,804 (+1.63%) Land $66,000 Building $287,804 |
| 2024 | $2,518.00 (+6.92%) Homeowner's exemption | $180,534 (+3%) | $348,125 (-1.77%) Land $55,000 Building $293,125 |
| 2023 | $2,355.00 (+4.34%) Homeowner's exemption | $175,276 (+3%) | $354,411 (+8.55%) Land $52,800 Building $301,611 |
| 2022 | $2,257.00 Homeowner's exemption | $170,171 | $326,498 Land $44,000 Building $282,498 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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