155 River Rd, Carrabelle, FL 32322 Property Records

Franklin County property record for 155 River Rd, Carrabelle, FL 32322 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,836 sqft · built 1980
Lot Size	0.323 acres (14,070 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Mar 2014)
Tax Bill	$4,247 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-07S-04W-0000-0280-0050`

Property Details

APN / Parcel Number

Primary APN	`19-07S-04W-0000-0280-0050`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,836 sqft Heated Area
Gross Area	4,621 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2020
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,070 sqft (0.323 acres)
Lot Dimensions	110 ft deep x 128 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Enclosed Porch
Deck Area	214 sqft
Storage Building	962 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	155 RIVER RD
City	CARRABELLE
State	FL
Zip	32322-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	128 X 125 FT ON RIVER OR 148/583 359/65 OR 378/125 931/89 1071/432 1082/757 1096/200 1096/200 1098/54-AMENDED CERTIFICATE OF
Legal Range	04W
Legal Township	07S
Legal Section	19
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1202
Census Tract	970200

Owner

Source: Franklin County records · APN 19-07S-04W-0000-0280-0050

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7578 W GIBBS RD, SPRINGDALE, AR 72762-4167
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 07, 2014 · Amount on Record
Deed Sale	Mar 07, 2014 · Amount on Record
Prior Sale	Jul 24, 2013
Deed Document Number	201419001313
Deed Book / Page	1115 / 263
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	155 RIVER RD, CARRABELLE, FL 32322-5025
Document Number	0019000832
Book / Page	001186 / 000452
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 07, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	155 RIVER RD CARRABELLE FL 323225025, CARRABELLE, FL 32322-5025

Mortgage

Document Number	0019000832
Date	Feb 27, 2017
Book Page	001186/000452
Instrument	19000832

Lender

Name	ATLANTA POSTAL CU
Type	Credit Union
Address	ATLANTA, GA 30380

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,247.00 (+2.61%)	$639,286 (-0.93%) Land $160,000 Building $479,286	$639,286 (-0.93%) Land $160,000 Building $479,286
2024	$4,139.00 (+10.08%)	$645,294 (+16.76%) Land $160,000 Building $485,294	$645,294 (+16.76%) Land $160,000 Building $485,294
2023	$3,760.00 (+12.1%)	$552,680 (+20.51%) Land $160,000 Building $392,680	$552,680 (+20.51%) Land $160,000 Building $392,680
2022	$3,354.00	$458,604 Land $160,000 Building $298,604	$458,604 Land $160,000 Building $298,604

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 133 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured (38 under condo master policies) 75 of 133 individual policies on primary residences
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Flood Events	Hurricane Dennis (Jul 2005), 79 claims Hurricane Kate (Nov 1985), 84 claims Hurricane Elena (Sep 1985), 72 claims

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 658 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.