15497 Sandfield Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15497 Sandfield Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,055 sqft · built 2014
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Jun 2017)
Tax Bill	$7,462 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-27-4644-00-200`

Property Details

APN / Parcel Number

Primary APN	`08-23-27-4644-00-200`
Alternative APNs	`272308464400200` `136120` `136977` `138490`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,055 sqft Living Area
Gross Area	5,878 sqft
1st Floor Area	2,630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,999 sqft (0.207 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	396 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15497 SANDFIELD LOOP
City	WINTER GARDEN
State	FL
Zip	34787-9808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RESERVE AT CARRIAGE POINTE PHASE 1 78/117 LOT 20
Legal Range	27E
Legal Township	23S
Legal Section	08
Legal Subdivision	RESERVE AT CARRIAGE POINTE PH 1
Legal Phase	1
Legal Tract	4644
Legal Lot Number	20
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1039
Census Tract	17113

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15497 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAYCOAST MTG CO LLC
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Jun 19, 2014 · Amount on Record
Deed Document Number	2017343881
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15497 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9808
Document Number	0000567754
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NAT'L TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15497 SANDFIELD LOOP WINTER GARDEN FL 347879808, WINTER GARDEN, FL 34787-9808

Mortgage

Document Number	0000567754
Date	Oct 30, 2020
Instrument	567754

Lender

Name	BAYCOAST MTG CO LLC
Address	SWANSEA, MA 02777

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 21, 2017
Property Address	15497 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9808
Document Number	0000343881
Instrument Date	Jun 14, 2017
Instrument	343881
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	EQUITABLE TITLE/DR PHILLIPS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15497 SANDFIELD LOOP WINTER GARDEN FL 347879808, WINTER GARDEN, FL 34787-9808

Mortgage

Document Number	343882
Date	Jun 21, 2017
Instrument	343882

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,976 (+2.7%)	$751,458 (-8.69%) Land $110,000 Building $641,458
2025	$7,462.00 (+5.22%) Homeowner's exemption	$498,516 (+5.99%)	$822,942 (+22.34%) Land $110,000 Building $712,942
2024	$7,092.00 (+3.56%)
2023	$6,848.00 (+2.9%) Homeowner's exemption	$470,355 (+3%)	$672,692 (+16.42%) Land $110,000 Building $562,692
2022	$6,655.00 Homeowner's exemption	$456,655	$577,819 Land $100,000 Building $477,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Alteva of Warwick, CenturyLink.

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