15498 Sandfield Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15498 Sandfield Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,055 sqft · built 2014
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,000 (Mar 2026)
Tax Bill	$7,452 (2025)
Deeds & Mortgages	Mar 2026 Sale Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-27-4644-00-120`

Property Details

APN / Parcel Number

Primary APN	`08-23-27-4644-00-120`
Alternative APNs	`272308464400120` `136110` `136968` `138480`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,055 sqft Living Area
Gross Area	5,852 sqft
1st Floor Area	2,630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,999 sqft (0.207 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	374 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15498 SANDFIELD LOOP
City	WINTER GARDEN
State	FL
Zip	34787-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RESERVE AT CARRIAGE POINTE PHASE 1 78/117 LOT 12
Legal Range	27E
Legal Township	23S
Legal Section	08
Legal Subdivision	RESERVE AT CARRIAGE POINTE PH 1
Legal Phase	1
Legal Tract	4644
Legal Lot Number	12
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1035
Census Tract	17113

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15498 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Warranty Deed, Transfer APEX TITLE SERVICES
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Jun 24, 2014 · Amount on Record
Deed Document Number	2026157742
Prior Transfer Date	Sep 2, 2017
Prior Transfer Doc	0000501089
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 18, 2026
Property Address	15498 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Document Number	0000157742
Map Reference	MB 78 PG 117-122
Instrument Date	Mar 17, 2026
Instrument	20260157742
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	APEX TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$6,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 SUSAN B BRITT CT STE 270, 270, WINTER GARDEN, FL 34787-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15498 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15498 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15498 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809

Mortgage

Document Number	0000265923
Date	Apr 25, 2022
Instrument	20220265923

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 13, 2017
Property Address	15498 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Document Number	0000501089
Instrument Date	Sep 2, 2017
Instrument	501089
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15498 SANDFIELD LOOP WINTER GARDEN FL 347879809, WINTER GARDEN, FL 34787-9809

Mortgage

Document Number	501090
Date	Sep 13, 2017
Instrument	501090

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,344 (+2.7%)	$748,020 (-8.68%) Land $110,000 Building $638,020
2025	$7,452.00 (+5.21%) Homeowner's exemption	$497,901 (+5.99%)	$819,090 (+22.04%) Land $110,000 Building $709,090
2024	$7,083.00 (+3.57%)
2023	$6,839.00 (+2.9%) Homeowner's exemption	$469,776 (+3%)	$671,145 (+16.46%) Land $110,000 Building $561,145
2022	$6,646.00 Homeowner's exemption	$456,093	$576,309 Land $100,000 Building $476,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Alteva of Warwick, CenturyLink.

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