15480 Sandfield Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15480 Sandfield Loop, Winter Garden, FL 34787 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,574 sqft · built 2013
Lot Size	0.244 acres (10,610 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (Jul 2026)
Tax Bill	$7,534 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-27-4644-00-150`

Property Details

APN / Parcel Number

Primary APN	`08-23-27-4644-00-150`
Alternative APNs	`272308464400150` `136114` `136971` `138484`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,574 sqft Living Area
Gross Area	3,713 sqft
1st Floor Area	2,574 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,610 sqft (0.244 acres)
Garage Type	Attached
Garage Area	579 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	560 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15480 SANDFIELD LOOP
City	WINTER GARDEN
State	FL
Zip	34787-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE AT CARRIAGE POINTE PHASE 1 78/117 LOT 15
Legal Range	27E
Legal Township	23S
Legal Section	08
Legal Subdivision	RESERVE AT CARRIAGE POINTE PH 1
Legal Phase	1
Legal Tract	4644
Legal Lot Number	15
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1035
Census Tract	17113

Owner

Source: Orange County records · APN 08-23-27-4644-00-150

Assessment roll updated April 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15480 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE ACCEPTANCE
Aug 05, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE ACCEPTANCE
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC
Apr 23, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 06, 2018	Trustee's Deed, Construction Loan · Construction Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	2026388887
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 14, 2026
Property Address	15480 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Document Number	0000388887
Instrument Date	Jul 13, 2026
Instrument	2026388887
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$526,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809

Mortgage

Document Number	0000388888,
Date	Jul 14, 2026
Instrument	2026388888

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Aug 05, 2026
Property Address	15480 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Document Number	0000433937
Instrument Date	Jul 13, 2026
Instrument	2026433937
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 NE 1ST AVE, FORT LAUDERDALE, FL 33304-1905

Mortgage

Document Number	0000433937,
Date	Aug 05, 2026
Instrument	2026433937

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.52%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15480 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Transaction Type	Mortgage
Record Updated	Feb 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809

Mortgage

Document Number	0000050953
Date	Jan 24, 2022
Instrument	20220050953

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 22, 2021
Property Address	15480 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Document Number	0000040680
Map Reference	MB 78 PG 117-122
Instrument Date	Jan 20, 2021
Instrument	20210040680
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	SUN COAST TITE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1806 LAKE CLAY DR, 1806, LAKE PLACID, FL 33852-8306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809

Mortgage

Document Number	0000040681
Date	Jan 22, 2021
Instrument	20210040681

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15480 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Document Number	0000220983
Instrument Date	Apr 01, 2020
Transaction Type	Mortgage
Record Updated	May 04, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15480 SANDFIELD LOOP WINTER GARDEN FL 347879809, WINTER GARDEN, FL 34787-9809

Mortgage

Document Number	0000220983
Date	Apr 07, 2020
Instrument	220983

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 06, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 23, 2018
Property Address	15480 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Document Number	0000239567
Map Reference	MB 78 PG 117-122
Instrument Date	Apr 13, 2018
Instrument	20180239567
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15405 HONEYBELL DR, 15405, WINTER GARDEN, FL 34787-5063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809

Mortgage

Document Number	0000239568
Date	Apr 23, 2018
Instrument	20180239568

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 06, 2018
Property Address	15480 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Instrument Date	Jan 30, 2018
Instrument	71626
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15480 SANDFIELD LOOP WINTER GARDEN FL 347879809, WINTER GARDEN, FL 34787-9809

Mortgage

Document Number	0000071626
Date	Feb 06, 2018
Instrument	71626

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2048

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,509 (+2.7%)	$595,860 (-7.93%) Land $110,000 Building $485,860
2025	$7,534.00 (+5.22%) Homeowner's exemption	$502,930 (+5.99%)	$647,210 (+21.35%) Land $110,000 Building $537,210
2024	$7,160.00 (+3.56%)
2023	$6,914.00 (+2.9%) Homeowner's exemption	$474,520 (+3%)	$533,334 (+15.77%) Land $110,000 Building $423,334
2022	$6,719.00 Homeowner's exemption	$460,699 Land $100,000 Building $360,699	$460,699 Land $100,000 Building $360,699

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 77 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50

May also be available at this address: Lumen Technologies, Court Square Capital Partners. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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