Orange County property record for 15485 Sandfield Loop, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,736 sqft · built 2015 |
| Lot Size | 0.212 acres (9,225 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $772,500 (Jan 2026) |
| Tax Bill | $6,497 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-23-27-4644-00-180 |
| Primary APN | 08-23-27-4644-00-180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,736 sqft Living Area |
| Gross Area | 5,445 sqft |
| 1st Floor Area | 2,282 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,225 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 485 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 15485 SANDFIELD LOOP |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-9808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | RESERVE AT CARRIAGE POINTE PHASE 1 78/117 LOT 18 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 08 |
| Legal Subdivision | RESERVE AT CARRIAGE POINTE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 4644 |
| Legal Lot Number | 18 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 17113 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15485 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | May 22, 2015 · Amount on Record |
| Deed Document Number | 202659388 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 30, 2026 |
| Property Address | 15485 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9808 |
| Document Number | 0000059388 |
| Map Reference | MB 78 PG 117 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 20260059388 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | TITLE WAREHOUSE/AMERICA INC, TITLE WAREHOUSES OF AMERICA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,407.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1272 GRADY LN, DAVENPORT, FL 33896-5333 |
| Name | Verified Name |
|---|---|
| Address | 15485 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9808 |
| Document Number | 0000059389 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 20260059389 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.99% |
| Max Rate At Change | 7.99% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.9% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,149 (+2.7%) | $675,810 (-8.89%) Land $110,000 Building $565,810 | |
| 2025 | $6,497.00 (+5.23%) Homeowner's exemption | $439,288 (+5.99%) | $741,740 (+20.49%) Land $110,000 Building $631,740 |
| 2024 | $6,174.00 (+3.61%) | ||
| 2023 | $5,959.00 (+2.94%) Homeowner's exemption | $414,474 (+3%) | $615,594 (+17.39%) Land $110,000 Building $505,594 |
| 2022 | $5,789.00 Homeowner's exemption | $402,402 | $524,417 Land $100,000 Building $424,417 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 77 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Alteva of Warwick, CenturyLink.
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