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1549 Ritchie Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1549 Ritchie Ln, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,459 sqft · built 1986
Lot Size0.086 acres (3,732 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Jun 2025)
Tax Bill$5,543 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN06-813-90042614

Property Details

APN / Parcel Number

Primary APN06-813-90042614
Alternative APNs
  • 6-813-90042614
  • 81390042614

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,459 sqft Living Area
1st Floor Area1,024 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,732 sqft (0.086 acres)
PorchOpen Porch
Porch Area49 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number81390042614
Street Address1549 RITCHIE LN
CityANNAPOLIS
StateMD
Zip21401-4109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 21 PL 2 SOUTHWOODS
Legal SubdivisionSOUTHWOODS
Legal Block2
Legal Lot Number21
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2005
Census Tract706500

Owner

1549 Ritchie Ln is owned by two individuals who bought it in June 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1846 HARRIS AVE, KAILUA, HI 96734-4849
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2025 · Amount on File
Deed SaleJun 3, 2025 · Amount on File
Prior SaleJun 28, 2002 · Amount on File
Deed Book / Page41369 / 324
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateJul 29, 2026
Property Address1549 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Document Number4257000101
Book / Page42577 / 101
Instrument DateJul 23, 2026
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address1549 RITCHIE LN, ANNAPOLIS, MD 21401-4109

Mortgage

Document Number4257000101,
DateJul 29, 2026
Book Page42577/101
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1549 Ritchie Ln was $5,543.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$416,300 (+7.62%) Land $220,000 Building $196,300$416,300 (-) Land $220,000 Building $196,300
2025$5,543.00$386,833$416,300 Land $220,000 Building $196,300
2023$4,708.00$327,900 Land $195,000 Building $132,900$327,900 Land $195,000 Building $132,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1549 Ritchie Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1549 Ritchie Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: AT&T, T-Mobile.

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