1541 Ritchie Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1541 Ritchie Ln, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,524 sqft · built 1986
Lot Size	0.096 acres (4,179 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Sep 2019)
Tax Bill	$4,883 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-813-90042610`

Property Details

APN / Parcel Number

Primary APN	`06-813-90042610`
Alternative APNs	`6-813-90042610` `81390042610`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,524 sqft Living Area
1st Floor Area	798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,179 sqft (0.096 acres)
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	81390042610
Street Address	1541 RITCHIE LN
City	ANNAPOLIS
State	MD
Zip	21401-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 PL 2 SOUTHWOODS
Legal Subdivision	SOUTHWOODS
Legal Block	2
Legal Lot Number	17
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2005
Census Tract	706500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1541 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST HM MTG CORP
Sep 27, 2019	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Jan 18, 2005 · Amount on Record
Deed Book / Page	33629 / 384
Transfer Doc	0109280175
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1541 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Document Number	0349800157
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1541 RITCHIE LN CAPE ST CLAIRE MD 214014109, CAPE ST CLAIRE, MD 21401-4109

Mortgage

Document Number	0349800157
Date	Jul 31, 2020
Book Page	034980/000157

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 27, 2019
Property Address	1541 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Document Number	0336290384
Book / Page	33629 / 384
Map Reference	MB 95 PG 2
Instrument Date	Sep 23, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1541 RITCHIE LN, ANNAPOLIS, MD 21401-4109

Mortgage

Document Number	33629391
Date	Sep 27, 2019
Instrument	33629/391

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,100 (+7.28%) Land $225,500 Building $177,600	$403,100 (-) Land $225,500 Building $177,600
2025		$375,733 (+17.05%)	$403,100 (+25.58%) Land $225,500 Building $177,600
2024	$4,883.00 (+5.94%)
2023	$4,609.00 Homeowner's exemption	$321,000 Land $200,500 Building $120,500	$321,000 Land $200,500 Building $120,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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