1546 Ritchie Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1546 Ritchie Ln, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,076 sqft · built 1985
Lot Size0.1 acres (4,363 sqft)
OwnerIndividual Name on Record
Last Sale$162,000 (Sep 1992)
Tax Bill$6,057 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-813-90042622

Property Details

APN / Parcel Number

Primary APN06-813-90042622
Alternative APNs
  • 681390042622
  • 81390042622

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,076 sqft Living Area
1st Floor Area864 sqft
Basement Area432 sqft
Finished Basement432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,363 sqft (0.1 acres)
PorchOpen Porch
Porch Area42 sqft
Deck Area456 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number81390042622
Street Address1546 RITCHIE LN
CityANNAPOLIS
StateMD
Zip21401-4110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 29 PL 2 SOUTHWOODS
Legal SubdivisionSOUTHWOODS
Legal Block2
Legal Lot Number29
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2011
Census Tract706500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 SOUTHGATE CT, ANNAPOLIS, MD 21401-2729
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 1992 · Amount on Record
Deed SaleSep 21, 1992 · Amount on Record
Prior SaleMar 19, 1990 · Amount on Record
Deed Book / Page5765 / 880
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1546 RITCHIE LN, ANNAPOLIS, MD 21401-4110
Transaction TypeMortgage
Record UpdatedNov 22, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0378590025
DateNov 4, 2021
Book Page37859/25
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$456,100 (+28.12%) Land $226,000 Building $230,100$456,100 (+28.12%) Land $226,000 Building $230,100
2025$6,057.00 (+18.49%)
2023$5,112.00$356,000 Land $201,000 Building $155,000$356,000 Land $201,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, T-Mobile.

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