1545 Ritchie Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1545 Ritchie Ln, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,459 sqft · built 1985
Lot Size	0.097 acres (4,211 sqft)
Owner	Individual Name on File
Last Sale	$98,708 (Mar 2024)
Tax Bill	$5,654 (2025)
Deeds & Mortgages	Mar 2024 Transfer Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-813-90042612`

Property Details

APN / Parcel Number

Primary APN	`06-813-90042612`
Alternative APNs	`6-813-90042612` `81390042612`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,459 sqft Living Area
1st Floor Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,211 sqft (0.097 acres)
Porch	Open Porch
Porch Area	49 sqft
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	81390042612
Street Address	1545 RITCHIE LN
City	ANNAPOLIS
State	MD
Zip	21401-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 PL 2 SOUTHWOODS
Legal Subdivision	SOUTHWOODS
Legal Block	2
Legal Lot Number	19
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2005
Census Tract	706500

Owner

1545 Ritchie Ln is owned and occupied by an individual who bought it in March 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1545 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 21, 2023	Deed, Transfer · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO
Jan 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Feb 21, 2023 · Amount on File
Deed Book / Page	40303 / 118
Prior Transfer Date	Oct 26, 2021
Prior Transfer Doc	0382310001
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 18, 2024
Property Address	1545 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Document Number	0403030118
Book / Page	40303 / 118
Map Reference	MB 95 FO 2
Instrument Date	Oct 12, 2023
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	684 209TH ST, PASADENA, MD 21122-1431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 RITCHIE LN, ANNAPOLIS, MD 21401-4109

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 21, 2023
Property Address	1545 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Document Number	0394660377
Book / Page	39466 / 377
Map Reference	MB 95 FO 2
Instrument Date	Feb 7, 2023
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	REALTY TITLE/TYSONS INC, REALTY TITLE OF TYSONS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,099.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1545 RITCHIE LN, ANNAPOLIS, MD 21401-4109

Mortgage

Document Number	0039466383
Date	Feb 21, 2023
Instrument	39466/383

Lender

Name	FIDELITY FIRST HOME MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 18, 2022
Property Address	1545 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Document Number	0382310001
Book / Page	38231 / 1
Map Reference	MB 95 FO 2
Instrument Date	Oct 26, 2021
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1545 RITCHIE LN, ANNAPOLIS, MD 21401-4109

Mortgage

Document Number	0000382314
Date	Jan 18, 2022
Instrument	38231/4

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1545 Ritchie Ln was $5,654, up 8.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,200 (+7.75%) Land $225,600 Building $199,600	$425,200 (-) Land $225,600 Building $199,600
2025	$5,654.00 (+8.11%)	$394,600	$425,200 Land $225,600 Building $199,600
2024	$5,230.00 (+9.25%)
2023	$4,787.00	$333,400 Land $200,600 Building $132,800	$333,400 Land $200,600 Building $132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1545 Ritchie Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1545 Ritchie Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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