Monroe County property record for 15489 Charles St, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,242 sqft · built 1952 |
| Lot Size | 0.631 acres (27,486 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,679 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-215-305-00 |
| Primary APN | 12-215-305-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,242 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Basement Area | 882 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Lot Area | 27,486 sqft (0.631 acres) |
| Lot Dimensions | 135 ft deep x 68 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15489 CHARLES ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-3903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 3 SOUTH MONROE BLOCK N S 1/2 OF LOT 9 AND ALL OF LOT 10 |
| Legal Subdivision | SOUTH MONROE BLK N |
| Legal Block | N |
| Legal Lot Number | 9-10 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 832200 |
15489 Charles St is owned and occupied by an individual.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15489 CHARLES ST, MONROE, MI 48161-3903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 15489 Charles St was $1,679 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Monroe Charter Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,800 Land $7,350 Building $80,450 | $175,600 Land $14,700 Building $160,900 | |
| 2025 | $1,679.00 Homeowner's exemption | ||
| 2023 | $1,499.00 Homeowner's exemption | $64,350 | $128,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15489 Charles St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1982–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15489 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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