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15482 Charles St, Monroe, MI 48161 Property Records

Monroe County property record for 15482 Charles St, Monroe, MI 48161 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,148 sqft · built 1964
Lot Size0.446 acres (19,428 sqft)
Owner2 Individual Names on File
Last Sale$139,900 (Dec 2021)
Tax Bill$777 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12-215-339-00

Property Details

APN / Parcel Number

Primary APN12-215-339-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,148 sqft Living Area
1st Floor Area1,148 sqft
Basement Area1,148 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleCape Cod
Lot Area19,428 sqft (0.446 acres)
Lot Dimensions135 ft deep x 47 ft wide
Garage Area294 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address15482 CHARLES ST
CityMONROE
StateMI
Zip48161-3904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP 3 SOUTH MONROE BLOCK O LOT 28
Legal SubdivisionSOUTH MONROE BLK O
Legal BlockO
Legal Lot Number28
JurisdictionMONROE MI
Township / Civil DivisionMONROE
Census Block Group2
Census Block2010
Census Tract832200

Owner

Source: Monroe County records · APN 12-215-339-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15482 CHARLES ST, MONROE, MI 48161-3904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Oct 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2021 · Amount on Record
Deed SaleDec 22, 2021 · Amount on Record
Deed Document Number202132488
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateDec 22, 2021
Property Address15482 CHARLES ST, MONROE, MI 48161-3904
Document Number0000032488
Map ReferenceLB 6 PG 25-27
Instrument DateDec 09, 2021
Instrument2021R32488
Transaction TypeTransfer
Record UpdatedFeb 02, 2022
Title CompanyLAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address212 CRANBROOK BLVD, 212, MONROE, MI 48162-3575

Transferred To (Grantee/Buyer)

NameVerified Name
Address927 N MACOMB ST APT 8C, 8C, MONROE, MI 48162-3070

Mortgage

Document Number0000032489
DateDec 22, 2021
Instrument2021R32489
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address15482 CHARLES ST, MONROE, MI 48161-3904
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021018
DateOct 17, 2017
Instrument2017R21018
Lender
NameHUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionMonroe Charter Township
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$82,150 (+30.71%)$164,300 (+30.71%)
2025$777.00 (-58.23%) Homeowner's exemption
2023$1,860.00 Homeowner's exemption$62,850$125,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158322002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1982–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2023, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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