15481 Charles St, Monroe, MI 48161 Property Records

Monroe County property record for 15481 Charles St, Monroe, MI 48161

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 991 sqft
Lot Size0.419 acres (18,252 sqft)
OwnerIndividual Name on Record
Last Sale$59,000 (Jun 2010)
Tax Bill$1,611 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-215-307-00

Property Details

APN / Parcel Number

Primary APN12-215-307-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area991 sqft Living Area
1st Floor Area991 sqft
Basement Area911 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleCape Cod
Lot Area18,252 sqft (0.419 acres)
Lot Dimensions135 ft deep x 45 ft wide
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address15481 CHARLES ST
CityMONROE
StateMI
Zip48161-3903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP 3 SOUTH MONROE BLOCK N LOT 12
Legal SubdivisionSOUTH MONROE BLK N
Legal BlockN
Legal Lot Number12
JurisdictionMONROE MI
Township / Civil DivisionMONROE
Census Block Group2
Census Block2009
Census Tract832200

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15481 CHARLES ST, MONROE, MI 48161-3903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2010 · Amount on Record
Deed SaleJun 15, 2010 · Amount on Record
Prior SaleAug 7, 2009 · Amount on Record
Deed Document Number201011765
Prior Transfer DateJul 30, 2009
Prior Transfer Doc0000014596
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address15481 CHARLES ST, MONROE, MI 48161-3903
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address15481 CHARLES ST, MONROE, MI 48161-3903

Mortgage

Document Number0000027525
DateDec 22, 2020
Instrument2020R27525
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionMonroe Charter Township
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,050 (+29.91%) Land $4,900 Building $74,150$158,100 (+29.91%) Land $9,800 Building $148,300
2025$1,611.00 (+12.03%) Homeowner's exemption
2023$1,438.00 Homeowner's exemption$60,850$121,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1982–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE
serves 49,467 people · EPA ID MI0004450
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Nearby Properties on Charles St

Nearby Streets

Search Property Records by Address or Parcel Number