15486 Charles St, Monroe, MI 48161 Property Records

Monroe County property record for 15486 Charles St, Monroe, MI 48161 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$101,000 (Jun 2018)
Tax Bill	$819 (2025)
Deeds & Mortgages	Jun 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-215-340-00`

Property Details

APN / Parcel Number

Primary APN	`12-215-340-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Cape Cod
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	135 ft deep x 71 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15486 CHARLES ST
City	MONROE
State	MI
Zip	48161-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 3 SOUTH MONROE BLOCK O LOT 29 & S 1/2 OF LOT 30
Legal Subdivision	SOUTH MONROE BLK O
Legal Block	O
Legal Lot Number	29-30
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2010
Census Tract	832200

Owner

Source: Monroe County records · APN 12-215-340-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15486 CHARLES ST, MONROE, MI 48161-3904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	201811593
Prior Transfer Date	Jun 28, 2018
Prior Transfer Doc	0000011593
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 29, 2018
Property Address	15486 CHARLES ST, MONROE, MI 48161-3904
Document Number	0000011593
Instrument Date	Jun 28, 2018
Instrument	11593
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$868.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15486 CHARLES ST MONROE MI 481613904, MONROE, MI 48161-3904

Mortgage

Document Number	13848
Date	Jun 29, 2018
Instrument	13848

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,350 (+31.47%)	$194,700 (+31.47%)
2025	$819.00 (-57.72%) Homeowner's exemption
2023	$1,937.00 Homeowner's exemption	$74,050	$148,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158322002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1982–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2023, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.