1530 Rivertrace Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1530 Rivertrace Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,676 sqft · built 2001
Lot Size	0.333 acres (14,486 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Jul 2015)
Tax Bill	$3,812 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-04-26-021262-031-68`

Property Details

APN / Parcel Number

Primary APN	`30-04-26-021262-031-68`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,676 sqft Living Area
Gross Area	3,138 sqft
1st Floor Area	2,388 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,486 sqft (0.333 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Screened/Unfinished Porch
Porch Area	219 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1530 RIVERTRACE DR
City	FLEMING ISLAND
State	FL
Zip	32003-7777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 68 RIVERTRACE U 2 AS REC OR 3771 PG 1806
Legal Range	26E
Legal Township	04S
Legal Section	30
Legal Subdivision	RIVERTRACE U 2
Legal Lot Number	68
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1530 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2015 · Amount on Record
Deed Sale	Jul 28, 2015 · Amount on Record
Prior Sale	Jun 28, 2001 · Amount on Record
Deed Document Number	201538426
Deed Book / Page	3771 / 1806
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1530 RIVERTRACE DR, FLEMING ISLAND, FL 32003-7777
Document Number	0042790318
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 RIVERTRACE DR ORANGE PARK FL 320037777, ORANGE PARK, FL 32003-7777

Mortgage

Document Number	0042790318
Date	Feb 14, 2020
Book Page	004279/000318
Instrument	8301

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 13, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,812.00 (-33.11%) Homeowner's exemption	$290,098 (+5.99%)	$495,635 (+3.15%) Land $95,000 Building $400,635
2023	$5,699.00 (+5.63%) Homeowner's exemption	$273,712 (+3%)	$480,487 (+20.59%) Land $95,000 Building $385,487
2022	$5,395.00 Homeowner's exemption	$265,740	$398,456 Land $95,000 Building $303,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20