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1547 Kais St, Baker, FL 32531 Property Records

Okaloosa County property record for 1547 Kais St, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,026 sqft · built 2015
Lot Size0.607 acres (26,455 sqft)
Owner2 Individual Names on Record
Last Sale$100 (Oct 2023)
Tax Bill$117 (2025)
Deeds & MortgagesMar 2024 Mortgage
Oct 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNC56-001-054-9896-8

Property Details

APN / Parcel Number

Primary APNC56-001-054-9896-8
Alternative APNs
  • 17-3N-24-1100-000A-0010
  • 24N3171100000A0010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,026 sqft Living Area
Gross Area3,714 sqft
1st Floor Area3,026 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area26,455 sqft (0.607 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area48 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1547 KAIS ST
CityBAKER
StateFL
Zip32531-8483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSSY OAKS PLANTATION PH II LOT 1 BLK A
Legal Range24W
Legal Township03N
Legal Section17
Legal SubdivisionMOSSY OAKS PLANTATION
Legal Phase2
Legal BlockA
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2040
Census Tract20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1547 KAIS ST, BAKER, FL 32531-8483
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Oct 10, 2023Intrafamily Transfer, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
Mar 30, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 4, 2020Warranty Deed, Transfer · VA Mortgage
FIRST COMM
Feb 16, 2019Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jan 5, 2017Loan Modification, Mortgage · Line of Credit
SYNOVUS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2023 · Amount on Record
Deed SaleOct 10, 2023 · Amount on Record
Prior SaleJun 4, 2020
Deed Document Number20233651289
Prior Transfer DateJul 20, 2023
Prior Transfer Doc0003651289
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1547 KAIS ST, BAKER, FL 32531-8483
Transaction TypeMortgage
Record UpdatedMar 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1547 KAIS ST, BAKER, FL 32531-8483

Mortgage

Document Number0003674076
DateMar 1, 2024
Instrument3674076
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term353 Months
DueAug 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateOct 10, 2023
Property Address1547 KAIS ST, BAKER, FL 32531-8483
Document Number0003651289
Map ReferenceMB 26 PG 51-53
Instrument DateJul 20, 2023
Instrument3651289
Transaction TypeTransfer
Record UpdatedNov 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1547 KAIS ST, BAKER, FL 32531-8483

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1547 KAIS ST, BAKER, FL 32531-8483

Mortgage

Document Number0003651290
DateOct 10, 2023
Instrument3651290
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueAug 1, 2053

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateMar 30, 2021
Property Address1547 KAIS ST, BAKER, FL 32531-8483
Document Number0035353626
Book / Page3535 / 3626
Map ReferenceMB 26 PG 51-53
Instrument DateMar 29, 2021
Instrument3442122
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1547 KAIS ST, BAKER, FL 32531-8483

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 4, 2020
Property Address1547 KAIS ST, BAKER, FL 32531-8483
Document Number0034664032
Book / Page003466 / 004032
Instrument DateMay 28, 2020
Instrument3363192
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanySURETY LAND TITLE/FL LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1547 KAIS ST BAKER FL 325318483, BAKER, FL 32531-8483

Mortgage

Document Number34664304
DateJun 4, 2020
Book Page003466/004304
Instrument3363193
Lender
NameFIRST COMM
AddressMURFREESBORO, TN 37129
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 3, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1547 KAIS ST, BAKER, FL 32531-8483
Document Number0033864943
Instrument DateFeb 16, 2019
Transaction TypeMortgage
Record UpdatedMar 13, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1547 KAIS ST BAKER FL 325318483, BAKER, FL 32531-8483

Mortgage

Document Number0033864943
DateFeb 28, 2019
Book Page003386/004943
Instrument3261605
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueFeb 27, 2059
Interest
Rate TypeAdjustable Rate

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address1547 KAIS ST, BAKER, FL 32531-8483
Document Number0032834322
Instrument DateJan 5, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanySURETY LAND TITLE/FL LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3158 GATEWAY LN CANTONMENT FL 325335830, CANTONMENT, FL 32533-5830

Mortgage

Document Number0032834322
DateJan 17, 2017
Book Page003283/004322
Instrument3112575
Lender
NameSYNOVUS BK
TypeBank
AddressPENSACOLA, FL 32502
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117.00 (+13.59%)$261,272 (+6.4%)$369,382 (-4.2%) Land $30,373 Building $339,009
2023$103.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$245,546 (+3%)$385,591 (+6.63%) Land $25,805 Building $359,786
2022$103.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$238,394$361,604 Land $24,117 Building $337,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

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