Okaloosa County property record for 1545 Kais St, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,756 sqft · built 2014 |
| Lot Size | 0.52 acres (22,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (May 2023) |
| Tax Bill | $3,177 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-054-9897-6 |
| Primary APN | C56-001-054-9897-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,756 sqft Heated Area |
| Gross Area | 3,745 sqft |
| 1st Floor Area | 2,756 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 22,670 sqft (0.52 acres) |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 549 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1545 KAIS ST |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOSSY OAKS PLANTATION PH II LOT 2 BLK A |
| Legal Range | 24 |
| Legal Township | 03N |
| Legal Section | 17 |
| Legal Subdivision | MOSSY OAKS PLANTATION PH 2 |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 20102 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1545 KAIS ST, BAKER, FL 32531-8483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 12, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Aug 20, 2018 | Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Jan 5, 2017 | Loan Modification, Mortgage · Line of Credit SYNOVUS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on Record |
| Deed Sale | May 30, 2023 · Amount on Record |
| Prior Sale | Aug 20, 2018 · Amount on Record |
| Deed Document Number | 3626487 |
| Deed Book / Page | 3677 / 103 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 30, 2023 |
| Property Address | 1545 KAIS ST, BAKER, FL 32531-8483 |
| Document Number | 0036770103 |
| Book / Page | 3677 / 103 |
| Map Reference | MB 26 PG 51 |
| Instrument Date | May 25, 2023 |
| Instrument | 3626487 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1545 KAIS ST, BAKER, FL 32531-8483 |
| Name | Verified Name |
|---|---|
| Address | 774 E 2200 N, NORTH LOGAN, UT 84341-1819 |
| Document Number | 0003677105 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 3677/105 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1545 KAIS ST, BAKER, FL 32531-8483 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0034683312 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 3468/3312 |
| Instrument | 3365374 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 20, 2018 |
| Property Address | 1545 KAIS ST, BAKER, FL 32531-8483 |
| Document Number | 0033634954 |
| Book / Page | 3363 / 4954 |
| Map Reference | MB26 PG51 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 3227122 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | THE MAIN STREET LAND TITLE C |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1176 COUNTRY LIVING RD, 1176, BAKER, FL 32531-8306 |
| Name | Verified Name |
|---|---|
| Address | 1545 KAIS ST, BAKER, FL 32531-8483 |
| Document Number | 0003227123 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 3227123 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1545 KAIS ST, BAKER, FL 32531-8483 |
| Document Number | 0032834322 |
| Instrument Date | Jan 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | SURETY LAND TITLE/FL LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3158 GATEWAY LN CANTONMENT FL 325335830, CANTONMENT, FL 32533-5830 |
| Document Number | 0032834322 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 003283/004322 |
| Instrument | 3112575 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | PENSACOLA, FL 32502 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,177.00 (+5%) Homeowner's exemption | $357,693 (+46.02%) Land $30,373 Building $327,320 | $357,693 (-4.42%) Land $30,373 Building $327,320 |
| 2023 | $2,118.00 (+2.27%) Homeowner's exemption | $244,959 (+3%) | $374,229 (+6.63%) Land $25,805 Building $348,424 |
| 2022 | $2,071.00 Homeowner's exemption | $237,824 | $350,956 Land $24,117 Building $326,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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