1540 Kais St, Baker, FL 32531 Property Records

Okaloosa County property record for 1540 Kais St, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,070 sqft · built 2021
Lot Size0.55 acres (23,968 sqft)
OwnerIndividual Name on Record
Last Sale$381,000 (Jul 2022)
Tax Bill$2,939 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Apr 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-001-038-8532-3

Property Details

APN / Parcel Number

Primary APNC56-001-038-8532-3
Alternative APN
  • 17-3N-24-1000-000C-0170

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,070 sqft Heated Area
Gross Area3,312 sqft
FlooringCeramic Tile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area23,968 sqft (0.55 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1540 KAIS ST
CityBAKER
StateFL
Zip32531-8483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSSY OAKS PLANTATION PH I LOT 17 BLK C
Legal Range24
Legal Township03N
Legal Section17
Legal SubdivisionMOSSY OAKS PLANTATION PH I
Legal Phase1
Legal BlockC
Legal Lot Number17
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2040
Census Tract20102

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1540 KAIS ST, BAKER, FL 32531-8483
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Warranty Deed, Transfer · FHA Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Apr 8, 2021Warranty Deed, Subdivision Related Transfer · VA Mortgage
PRIMELENDING
Dec 17, 2019Grant Deed, Transfer
PRATT AYCOCK TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2022 · Amount on Record
Deed SaleJul 29, 2022 · Amount on Record
Prior SaleApr 8, 2021 · Amount on Record
Deed Document Number3568150
Deed Book / Page3635 / 1509
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 29, 2022
Property Address1540 KAIS ST, BAKER, FL 32531-8483
Document Number0036351509
Book / Page3635 / 1509
Map ReferenceMB 25 PG 50-52
Instrument DateJul 25, 2022
Instrument3568150
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyCHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,667.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4141 COMMONS DR W # W4305, 4141, DESTIN, FL 32541-6402

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 131, CRESTVIEW, FL 32536-0131
InvestorPossibly a Property Investor

Mortgage

Document Number0036351517
DateJul 29, 2022
Instrument3635/1517
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

April 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 8, 2021
Property Address1540 KAIS ST, BAKER, FL 32531-8483
Document Number0035380622
Book / Page3538 / 622
Map ReferenceMB 25 PG 50-52
Instrument DateApr 7, 2021
Instrument3444873
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 19, 2021
Title CompanyPRATT AYCOCK TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,128.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6072 HIGHWAY 85 N, 6072, CRESTVIEW, FL 32536-7152

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 SPRING CREEK BLVD, CRESTVIEW, FL 32536-5175

Mortgage

Document Number3538624
DateApr 8, 2021
Instrument3538/624
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateDec 17, 2019
Property Address1540 KAIS ST, BAKER, FL 32531-8483
Document Number0034340573
Book / Page003434 / 000573
Instrument DateDec 16, 2019
Instrument3324822
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyPRATT AYCOCK TITLE LLC

Transaction

AmountAmount Recorded
Tax$105.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,939.00 (-6.49%) Homeowner's exemption$332,699 (-5.33%) Land $30,373 Building $302,326$332,699 (-5.33%) Land $30,373 Building $302,326
2023$3,143.00 (+6.04%) Homeowner's exemption$351,413 (+6.65%) Land $25,805 Building $325,608$351,413 (+6.65%) Land $25,805 Building $325,608
2022$2,964.00 Homeowner's exemption$329,504 Land $24,117 Building $305,387$329,504 Land $24,117 Building $305,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Starlink
Satellite
280 / 30

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