1541 Kais St, Baker, FL 32531 Property Records

Okaloosa County property record for 1541 Kais St, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,107 sqft · built 2016
Lot Size	0.71 acres (30,937 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Aug 2022)
Tax Bill	$117 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-054-9899-2`

Property Details

APN / Parcel Number

Primary APN	`C56-001-054-9899-2`
Alternative APN	`17-3N-24-1100-000A-0040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,107 sqft Heated Area
Gross Area	3,697 sqft
1st Floor Area	3,107 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	30,937 sqft (0.71 acres)
Garage Type	Finished
Garage Area	440 sqft
Porch	Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1541 KAIS ST
City	BAKER
State	FL
Zip	32531-8483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOSSY OAKS PLANTATION PH II LOT 4 BLK A
Legal Range	24
Legal Township	03N
Legal Section	17
Legal Subdivision	MOSSY OAKS PLANTATION PH 2
Legal Phase	2
Legal Block	A
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2040
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1541 KAIS ST, BAKER, FL 32531-8483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 13, 2021	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Jan 23, 2020	Deed of Trust, Mortgage · VA Mortgage TRUIST BANK
Jan 5, 2017	Loan Modification, Mortgage · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Mar 19, 2014 · Amount on Record
Deed Document Number	3572649
Deed Book / Page	3638 / 2736
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 18, 2022
Property Address	1541 KAIS ST, BAKER, FL 32531-8483
Document Number	0036382736
Book / Page	3638 / 2736
Map Reference	MB 26 PG 51
Instrument Date	Aug 10, 2022
Instrument	3572649
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1541 KAIS ST, 1541, BAKER, FL 32531-8483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 SAMUEL ST, DAVENPORT, FL 33897-6224

Mortgage

Document Number	0036382738
Date	Aug 18, 2022
Instrument	3638/2738

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1541 KAIS ST, BAKER, FL 32531-8483
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 KAIS ST, BAKER, FL 32531-8483

Mortgage

Document Number	0035801328
Date	Oct 13, 2021
Book Page	3580/1328
Instrument	3496561

Lender

Name	WHITNEY BANK
Type	Bank
Address	CRESTVIEW, FL 32539

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1541 KAIS ST, BAKER, FL 32531-8483
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034400009
Date	Jan 23, 2020
Book Page	3440/0009
Instrument	3332164

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	1541 KAIS ST, BAKER, FL 32531-8483
Document Number	0032834322
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3158 GATEWAY LN CANTONMENT FL 325335830, CANTONMENT, FL 32533-5830

Mortgage

Document Number	0032834322
Date	Jan 17, 2017
Book Page	003283/004322
Instrument	3112575

Lender

Name	SYNOVUS BK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$117.00 (+13.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$383,203 (-4.52%) Land $30,373 Building $352,830	$383,203 (-4.52%) Land $30,373 Building $352,830
2023	$103.00 (-97.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$401,359 (+6.64%) Land $25,805 Building $375,554	$401,359 (+6.64%) Land $25,805 Building $375,554
2022	$3,499.00	$376,384 Land $24,117 Building $352,267	$376,384 Land $24,117 Building $352,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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