15429 Spring Winds Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 15429 Spring Winds Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,965 sqft · built 2019
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,565 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-18-008-007.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-18-008-007.000-015`
Alternative APN	`0810180008007000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,965 sqft Living Area
Gross Area	6,418 sqft
1st Floor Area	5,598 sqft
Basement Area	2,207 sqft
Finished Basement	1,574 sqft
Unfinished Basement	633 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15429 SPRING WINDS DR
City	CARMEL
State	IN
Zip	46033-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .34, SECTION 18, TOWNSHIP 18, RANGE 4, MAPLE RIDGE, REPLAT INFORMATION: BLOCKS B & C SEC 1, SECTION 3 & 4, LOT 35
Legal Range	04
Legal Township	18
Legal Section	18
Legal Subdivision	MAPLE RIDGE
Legal Block	B
Legal Lot Number	35
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	110405

Owner

15429 Spring Winds Dr is owned and occupied by two individuals who acquired it in August 2020.

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15429 SPRING WINDS DR, CARMEL, IN 46033-4207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK OF INDIANA
Aug 31, 2020	Warranty Deed, Transfer NEAR NORTH TITLE GROUP
Jan 28, 2020	Warranty Deed, Transfer · Commercial Mortgage MUTUAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020
Deed Sale	Aug 31, 2020
Prior Sale	Jan 28, 2020 · Amount on File
Deed Document Number	202059244
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	15429 SPRING WINDS DR, CARMEL, IN 46033-4207
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022173
Date	Mar 23, 2021
Instrument	2021022173

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 31, 2020
Property Address	15429 SPRING WINDS DR, CARMEL, IN 46033-4207
Document Number	0000059244
Instrument Date	Aug 28, 2020
Instrument	59244
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15429 SPRING WINDS DR CARMEL IN 460334207, CARMEL, IN 46033-4207

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 28, 2020
Property Address	15429 SPRING WINDS DR, CARMEL, IN 46033-4207
Document Number	2020004839
Map Reference	CAB 5 SL 924
Instrument Date	Jan 27, 2020
Instrument	2020004839
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 S RANGELINE RD STE 200, 200, CARMEL, IN 46032-7566
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004840
Date	Jan 28, 2020
Instrument	2020004840

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jan 24, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,033,800 Land $177,500 Building $856,300	$1,033,800 Land $177,500 Building $856,300
2024	$11,565.00 (-3.79%)
2023	$12,021.00 (-1.83%) Homeowner's exemption	$1,039,000 (+0.77%) Land $177,500 Building $861,500	$1,039,000 (+0.77%) Land $177,500 Building $861,500
2022	$12,245.00 Homeowner's exemption	$1,031,100 Land $177,500 Building $853,600	$1,031,100 Land $177,500 Building $853,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15429 Spring Winds Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15429 Spring Winds Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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