15428 Spring Winds Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 15428 Spring Winds Dr, Carmel, IN 46033

Property Summary

Property Type	Recreational Vacant Land
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,662,500 (Jun 2025)
Tax Bill	$38 (2024)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2025 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-18-008-014.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-18-008-014.000-015`
Alternative APN	`0810180008014000`

Exterior

Lot Area	16,988 sqft (0.39 acres)

Location & Zoning

Street Address	15428 SPRING WINDS DR
City	CARMEL
State	IN
Zip	46033-4207
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	REGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	18
Legal Subdivision	MAPLE RIDGE
Legal Block	B
Legal Lot Number	42
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	110405

Owner

Source: Hamilton County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14305 MARSDALE PL, CARMEL, IN 46074-6504
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS BANK OF INDIANA
Jun 30, 2025	Warranty Deed, Construction Loan · Construction Mortgage MERCHANTS BANK OF INDIANA
Jun 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jun 29, 2021
Deed Document Number	202525957
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	15428 SPRING WINDS DR, CARMEL, IN 46033-4207
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14305 MARSDALE PL, CARMEL, IN 46074-6504

Mortgage

Document Number	0000025959
Date	Jun 30, 2025
Instrument	2025025959

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 22, 2026

June 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 30, 2025
Property Address	15428 SPRING WINDS DR, CARMEL, IN 46033-4207
Document Number	0000025957
Map Reference	CAB 5 SL 924
Instrument Date	Jun 27, 2025
Instrument	2025025957
Transaction Type	Construction Loan
Record Updated	May 12, 2026
Title Company	INDIANA HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15428 SPRING WINDS DR, CARMEL, IN 46033-4207

Mortgage

Document Number	0000025958
Date	Jun 30, 2025
Instrument	2025025958

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	SOFR Average 30-Day
Max Rate	11.1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 29, 2021
Property Address	15428 SPRING WINDS DR, CARMEL, IN 46033-4207
Document Number	0000047407
Map Reference	CAB 5 SL 924
Instrument Date	Jun 28, 2021
Instrument	2021047407
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 1ST ST NE, CARMEL, IN 46032-1750
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$600 (-) Land $600	$600 (-) Land $600
2024	$38.00 (+192.31%)	$600 (-) Land $600	$600 (-) Land $600
2023	$13.00 (-65.79%)	$600 (-) Land $600	$600 (-) Land $600
2022	$38.00	$600 Land $600	$600 Land $600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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