15426 Spring Winds Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 15426 Spring Winds Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,144 sqft · built 2024
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Aug 2024)
Tax Bill	$38 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2024 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-18-008-015.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-18-008-015.000-015`
Alternative APN	`0810180008015000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,144 sqft Living Area
Basement Area	2,608 sqft
Finished Basement	2,572 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	1,323 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0810180008015000
Street Address	15426 SPRING WINDS DR
City	CARMEL
State	IN
Zip	46033-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .40, SECTION 18, TOWNSHIP 18, RANGE 4, MAPLE RIDGE, REPLAT INFORMATION: BLOCKS B & C SEC 1, SECTION 3 & 4, LOT 43, IR
Legal Block	B
Legal Lot Number	43
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	110405

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15410 MISSION HILLS DR, CARMEL, IN 46033-8152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK
Aug 1, 2024	Warranty Deed, Construction Loan · Construction Mortgage CENTIER BANK
Nov 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on Record
Deed Sale	Aug 1, 2024 · Amount on Record
Prior Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	2024027868
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	15426 SPRING WINDS DR, CARMEL, IN 46033-4207
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15426 SPRING WINDS DR, CARMEL, IN 46033-4207

Mortgage

Document Number	0000043663
Date	Oct 10, 2025
Instrument	2025043663

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

August 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 1, 2024
Property Address	15426 SPRING WINDS DR, CARMEL, IN 46033-4207
Document Number	0000027868
Map Reference	DOC 2019001051
Instrument Date	Jul 31, 2024
Instrument	2024027868
Transaction Type	Construction Loan
Record Updated	Mar 5, 2026
Title Company	INDIANA HOME TITLE LLC, INDIANA HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15410 MISSION HILLS DR, CARMEL, IN 46033-8152
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027869
Date	Aug 1, 2024
Instrument	2024027869

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	378 Months
Due	Feb 1, 2056

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 1, 2021
Property Address	15426 SPRING WINDS DR, CARMEL, IN 46033-4207
Document Number	0000078844
Map Reference	CAB 5 SL 924
Instrument Date	Oct 29, 2021
Instrument	2021078844
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 1ST ST NE, CARMEL, IN 46032-1750

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$727,400 (+121,133.33%) Land $184,400 Building $543,000	$727,400 (+121,133.33%) Land $184,400 Building $543,000
2024	$38.00 (+192.31%)
2023	$13.00 (-65.79%)	$600 (-) Land $600	$600 (-) Land $600
2022	$38.00	$600 Land $600	$600 Land $600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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