15422 Spring Winds Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 15422 Spring Winds Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,452 sqft · built 2019
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Feb 2019)
Tax Bill	$9,969 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-18-008-017.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-18-008-017.000-015`
Alternative APN	`0810180008017000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,452 sqft Living Area
Basement Area	2,010 sqft
Finished Basement	1,541 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	964 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0810180008017000
Street Address	15422 SPRING WINDS DR
City	CARMEL
State	IN
Zip	46033-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .80, SECTION 18, TOWNSHIP 18, RANGE 4, MAPLE RIDGE, REPLAT INFORMATION: BLOCKS B & C SEC 1, SECTION 3 & 4, LOT 45, IR
Legal Subdivision	MAPLE RDG-SECS THREE & FOUR
Legal Block	B
Legal Lot Number	45
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	110405

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15422 SPRING WINDS DR, CARMEL, IN 46033-4207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRA CU
Feb 1, 2019	Warranty Deed, Transfer · ARM FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	2019003843
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	15422 SPRING WINDS DR, CARMEL, IN 46033-4207
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047234
Date	Jun 28, 2021
Instrument	2021047234

Lender

Name	CENTRA CU
Type	Credit Union
Address	COLUMBUS, IN 47202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 1, 2019
Property Address	15422 SPRING WINDS DR, CARMEL, IN 46033-4207
Document Number	2019003843
Instrument Date	Jan 29, 2019
Instrument	2019003843
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15908 OAK PARK CT, WESTFIELD, IN 46074-9140

Mortgage

Document Number	2019003844
Date	Feb 1, 2019
Instrument	2019003844

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$893,100 (-0.39%) Land $186,500 Building $706,600	$893,100 (-0.39%) Land $186,500 Building $706,600
2024	$9,969.00 (-3.6%)
2023	$10,341.00 (-1.87%) Homeowner's exemption	$896,600 (+0.73%) Land $186,500 Building $710,100	$896,600 (+0.73%) Land $186,500 Building $710,100
2022	$10,538.00 Homeowner's exemption	$890,100 Land $186,500 Building $703,600	$890,100 Land $186,500 Building $703,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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