15424 Hwy 89, Jay, FL 32565 Property Records

Santa Rosa County property record for 15424 Hwy 89, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,660 sqft · built 1990
Lot Size10.1 acres (443,876 sqft)
Owner2 Individual Names on Record
Tax Bill$1,635 (2024)
Flood ZoneZone X (minimal risk)
APN27-6N-29-0000-01500-0000

Property Details

APN / Parcel Number

Primary APN27-6N-29-0000-01500-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,660 sqft Heated Area
Gross Area4,294 sqft
1st Floor Area2,660 sqft
Upper Floors Area495 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area443,876 sqft (10.1 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area445 sqft
Patio Area364 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number276N290000015000000
Street Address15424 HIGHWAY 89
CityJAY
StateFL
Zip32565-2112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM NE COR SEC TH WLY 990 FT T H SWLY 990 FT TO POB TH W 940 FT TO E LINE OF HWY TH S LY ALONG HWY 500 FT TH E 830 FT TH NELY
Legal Range29W
Legal Township06N
Legal Section27
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3005
Census Tract10100

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15424 HIGHWAY 89, JAY, FL 32565-2112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 1989
Deed SaleAug 1, 1989
Deed Document Number0001045504
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,635.00 (+2.06%) Homeowner's exemption$167,429 (+3%)$269,245 (+0.74%) Land $61,140 Building $208,105
2023$1,602.00 (+2.5%) Homeowner's exemption$162,552 (+3%)$267,263 (+11.99%) Land $61,140 Building $206,123
2022$1,563.00 Homeowner's exemption$157,817$238,648 Land $32,608 Building $206,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims22 (1990–2004)
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Georges, Sep 1998 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

May also be available: Dragonfly Internet, Mediacom Xtream.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hwy 89

Nearby Streets

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