Santa Rosa County property record for 15097 Hwy 89, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,515 sqft · built 1997 |
| Owner | 2 Owner Names on Record |
| Last Sale | $179,000 (Sep 2005) |
| Tax Bill | $1,781 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-6N-29-0000-00202-0000 |
| Primary APN | 27-6N-29-0000-00202-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,515 sqft Heated Area |
| Gross Area | 3,588 sqft |
| 1st Floor Area | 3,236 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Garage Area | 721 sqft |
| Porch | Open Porch |
| Porch Area | 352 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 276N290000002020000 |
|---|---|
| Street Address | 15097 HIGHWAY 89 |
| City | JAY |
| State | FL |
| Zip | 32565-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | COM AT SE SEC CORN THN N13*30 E 1981.20 FT THN S89*0'59W 768.14 FT TO E R/W S R 89 THN S69*58'42W 139.35 FT TO W R/W OF S R |
| Legal Range | 29W |
| Legal Township | 06N |
| Legal Section | 27 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of April 15, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 15097 HIGHWAY 89, JAY, FL 32565-2109 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2005 · Amount on Record |
| Deed Sale | Sep 15, 2005 · Amount on Record |
| Prior Sale | Oct 5, 2000 |
| Deed Document Number | 200560762 |
| Deed Book / Page | 2503 / 1361 |
| Record Updated | Jun 7, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,781.00 Homeowner's exemption | $192,285 | $281,575 Land $7,000 Building $274,575 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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