Santa Rosa County property record for 15115 Hwy 89, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,065 sqft · built 1981 |
| Lot Size | 1.69 acres (73,965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Feb 2010) |
| Tax Bill | $1,007 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-6N-29-0000-00200-0000 |
| Primary APN | 27-6N-29-0000-00200-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,065 sqft Living Area |
| Gross Area | 3,049 sqft |
| 1st Floor Area | 2,065 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 73,965 sqft (1.69 acres) |
| Garage Type | Attached |
| Garage Area | 391 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 593 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15115 HIGHWAY 89 |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | **NEW DESCRIPTION AS OF 2/10** COM AT SE SEC CORN THN ON E LN N13*300E 1981.20 FT THN S89* 059W 768.14 FT TO E R/W OF HWY 89 THN S69*5842W 139.35 FT TO W R/W OF HWY 89 THN ON RD S24*714W 222.98 FT TO POB & CONT ON R/W 112.05 FT THN N 65*5246W 215.06 |
| Legal Range | 29W |
| Legal Township | 6N |
| Legal Section | 27 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10200 |
15115 Hwy 89 is owned and occupied by an individual who bought it in February 2010.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15115 HIGHWAY 89, JAY, FL 32565-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2010 · Amount on File |
| Deed Sale | Feb 17, 2010 · Amount on File |
| Prior Sale | Apr 7, 2003 |
| Deed Document Number | 20104996 |
| Deed Book / Page | 2958 / 1751 |
| Prior Transfer Date | Feb 4, 2010 |
| Prior Transfer Doc | 0029581751 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,426 (+2.9%) | $188,861 (+2.07%) Land $12,735 Building $176,126 | |
| 2024 | $1,007.00 (+2.55%) Homeowner's exemption | $112,173 (+3%) | $185,030 (+2.22%) Land $12,735 Building $172,295 |
| 2023 | $982.00 (+2.83%) Homeowner's exemption | $108,906 (+3%) | $181,008 (+3.68%) Land $12,735 Building $168,273 |
| 2022 | $955.00 Homeowner's exemption | $105,734 | $174,581 Land $6,792 Building $167,789 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15115 Hwy 89 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15115 Hwy 89 is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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