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15076 Hwy 89, Jay, FL 32565 Property Records

Santa Rosa County property record for 15076 Hwy 89, Jay, FL 32565

Property Summary

Property TypeAgricultural Vacant Land
Details3 bd · 2.5 ba · 6,624 sqft · built 2010
Lot Size9.26 acres (403,366 sqft)
OwnerIndividual Name on Record
Last Sale$870,000 (Jun 2026)
Tax Bill$2,343 (2025)
Deeds & MortgagesJun 2026 Sale
Mar 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-6N-29-0000-00102-0000

Property Details

APN / Parcel Number

Primary APN27-6N-29-0000-00102-0000
Alternative APN
  • N296270000001020000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories1 Story
Building Area6,624 sqft Gross Area
1st Floor Area4,231 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area403,366 sqft (9.26 acres)
Garage TypeCarport
Garage Area552 sqft
CarportCarport
Carport Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area2,386 sqft
Deck Area144 sqft
Patio Area168 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address15076 HIGHWAY 89
CityJAY
StateFL
Zip32565-2108
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Local Zoning CodeAG-RR
Legal DescriptionCOM SE SEC CORN THN N13*30 E ON E LN 661.20 FT TO POB & CONT 243.33 FT THN N83*53'37W 954.33 FT TO E R/W SR 89 ON A CURV THN ON CURV (R=11509.20 FT CB=S26*55'33W) GO 1010.94 FT THN S26*57'14W ALNG E R/W 369.05 FT THN N89*0'59E 1073. 57 FT ON S LN PRC
Legal Range29W
Legal Township6N
Legal Section27
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3012
Census Tract10100

Owner

Source: Santa Rosa County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address15076 HIGHWAY 89, JAY, FL 32565-2108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 9, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 28, 2020Deed of Trust, Mortgage
UNITED BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Prior SaleApr 14, 2008
Deed Document Number202629700
Deed Book / Page4755 / 364
Prior Transfer DateDec 28, 2020
Prior Transfer Doc0000015387
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionSANTA ROSA FL
Recording DateJun 11, 2026
Property Address15076 HIGHWAY 89, JAY, FL 32565-2108
Document Number0000029700
Book / Page4755 / 364
Instrument DateJun 10, 2026
Instrument202629700
Transaction TypeTransfer
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$615,090.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15076 HIGHWAY 89, JAY, FL 32565-2108

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMar 9, 2021
Property Address15076 HIGHWAY 89, JAY, FL 32565-2108
Document Number0040840014
Book / Page4084 / 14
Instrument DateDec 28, 2020
Instrument202115387
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address540 BOSPHOROUS AVE, TAMPA, FL 33606-3652

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address15076 HIGHWAY 89, JAY, FL 32565-2108
Document Number0040201895
Instrument DateOct 28, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 ESCAMBIA AVE BREWTON AL 364261121, BREWTON, AL 36426-1121

Mortgage

Document Number0040201895
DateOct 28, 2020
Book Page004020/001895
Instrument56409
Lender
NameUNITED BK
TypeBank
AddressJAY, FL 32565
Agreement
AmountAmount Recorded
Term240 Months
DueOct 27, 2040

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,343.00 (+7.18%) Homeowner's exemption Veteran's exemption Widower's exemption$217,419 (+2.88%)$376,295 (+7.37%) Land $58,560 Building $317,735
2024$2,186.00 (+1.91%) Homeowner's exemption Disabled Person's exemption$211,328 (+2.98%)$350,474 (+0.7%) Land $16,306 Building $334,168
2023$2,145.00 (-0.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$205,211 (+2.98%)$348,045 (+8.71%) Land $16,306 Building $331,739
2022$2,148.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$199,272$320,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims22 (1990–2004)
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Georges, Sep 1998 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

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