1534 Middle Ridge Dr, Willow Spring, NC 27592 Property Records

Wake County property record for 1534 Middle Ridge Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,361 sqft · built 1998
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jun 2018)
Tax Bill	$1,418 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0697.01-16-7775 0239208`

Property Details

APN / Parcel Number

Primary APN	`0697.01-16-7775 0239208`
Alternative APNs	`023920801` `0239208`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,361 sqft Heated Area
1st Floor Area	1,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	30,928 sqft (0.71 acres)
Porch	Porch
Porch Area	155 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0239208
Old Parcel Number	023920801
Street Address	1534 MIDDLE RIDGE DR
City	WILLOW SPRING
State	NC
Zip	27592-7858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO20 WILLOW BLUFFS SUB PH1 BM1997-1524
Legal Township	12
Legal Subdivision	WILLOW BLUFFS SUB
Legal Phase	1
Legal Lot Number	20
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	3
Census Block	3000
Census Tract	53110

Owner

1534 Middle Ridge Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1534 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 14, 2018	Warranty Deed, Transfer · FHA Mortgage OVM FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on File
Deed Sale	Jun 14, 2018 · Amount on File
Prior Sale	Jul 25, 2008 · Amount on File
Deed Document Number	0171551159
Deed Book / Page	17155 / 1159
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1534 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18752/1463
Date	Oct 18, 2021
Book Page	18752/1463

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 14, 2018
Property Address	1534 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Document Number	171551159
Book / Page	017155 / 001159
Instrument Date	Jun 4, 2018
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1534 MIDDLE RIDGE DR WILLOW SPRING NC 275927858, WILLOW SPRING, NC 27592-7858

Mortgage

Document Number	171551161
Date	Jun 14, 2018
Book Page	017155/001161

Lender

Name	OVM FIN'L
Address	CHESAPEAKE, VA 23320

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,418.00	$179,421 Land $35,000 Building $144,421	$179,421 Land $35,000 Building $144,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1534 Middle Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1534 Middle Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLE CREEK MASTER private · serves 580 people · EPA ID NC0392355
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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