1522 Middle Ridge Dr, Willow Spring, NC 27592 Property Records

Wake County property record for 1522 Middle Ridge Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,408 sqft · built 1998
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,500 (Oct 2022)
Tax Bill	$1,979 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0697.01-26-0859-000`

Property Details

APN / Parcel Number

Primary APN	`0697.01-26-0859-000`
Alternative APNs	`0697.01-26-0859 0239206` `0697260859` `023920601` `0239206`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	45,738 sqft (1.05 acres)
Porch	Open Porch
Porch Area	62 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	0239206
Street Address	1522 MIDDLE RIDGE DR
City	WILLOW SPRING
State	NC
Zip	27592-7858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO18 WILLOW BLUFFS PH1 BM1997-01524
Legal Subdivision	WILLOW BLUFFS PH1
Legal Phase	1
Legal Lot Number	18
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	3
Census Block	3000
Census Tract	53110

Owner

Source: Wake County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1522 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 20, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 21, 2022	Warranty Deed, Transfer
May 1, 2018	Warranty Deed, Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	Jun 21, 2022 · Amount on Record
Deed Book / Page	19178 / 1271
Prior Transfer Date	Mar 3, 2003
Prior Transfer Doc	00995800409
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1522 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Investor	Possibly a Property Investor

Mortgage

Document Number	19736/1562
Date	Oct 16, 2024
Book Page	19736/1562

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2039

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Oct 20, 2022
Property Address	1522 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Document Number	19178/1271
Book / Page	19178 / 1271
Map Reference	MB 1997 PG 1524
Instrument Date	Oct 20, 2022
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$635.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858

Mortgage

Document Number	0191781273
Date	Oct 20, 2022
Instrument	19178/1273

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 21, 2022
Property Address	1522 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Document Number	19063/1729
Book / Page	19063 / 1729
Map Reference	MB 1997 PG 1524
Instrument Date	Jun 21, 2022
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Tax	$722.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1924 KEITH HILLS RD, LILLINGTON, NC 27546-8269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 1, 2018
Property Address	1522 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7858
Document Number	171142044
Book / Page	017114 / 002044
Instrument Date	May 1, 2018
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$362.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 MIDDLE RIDGE DR WILLOW SPRING NC 275927858, WILLOW SPRING, NC 27592-7858

Mortgage

Document Number	171142046
Date	May 1, 2018
Book Page	017114/002046

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Mortgage

Document Number	171142048,
Date	May 1, 2018
Book Page	017114/002048

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,979.00 (+38.78%)	$306,358 (+69.86%) Land $99,000 Building $207,358	$306,358 (+69.86%) Land $99,000 Building $207,358
2023	$1,426.00	$180,356 Land $35,000 Building $145,356	$180,356 Land $35,000 Building $145,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLE CREEK MASTER private · serves 580 people · EPA ID NC0392355
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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