1523 Middle Ridge Dr, Willow Spring, NC 27592 Property Records

Wake County property record for 1523 Middle Ridge Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,380 sqft · built 1998
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jul 2026)
Tax Bill	$1,896 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`0697.01-26-3533-000`

Property Details

APN / Parcel Number

Primary APN	`0697.01-26-3533-000`
Alternative APNs	`0697.01-26-3533 0239195` `0697263533` `023919501` `0239195`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	39,640 sqft (0.91 acres)
Porch	Open Porch
Porch Area	60 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	0239195
Street Address	1523 MIDDLE RIDGE DR
City	WILLOW SPRING
State	NC
Zip	27592-7860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO7 WILLOW BLUFFS SUB PH1 BM1997-1524
Legal Subdivision	WILLOW BLUFFS SUB PH1
Legal Phase	1
Legal Lot Number	7
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	3
Census Block	3000
Census Tract	53110

Owner

Source: Wake County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1523 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE
Nov 26, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Nov 26, 2025 · Amount on Record
Deed Document Number	202678824
Deed Book / Page	20283 / 1945
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 14, 2026
Property Address	1523 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7860
Document Number	0000078824
Book / Page	20283 / 1945
Instrument Date	Jul 7, 2026
Instrument	202678824
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	INVESTORS TITLE INSURANCE, INVESTORS TITLE INSURANCE COMP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7860

Mortgage

Document Number	0000078825,
Date	Jul 14, 2026
Book Page	20283/1947
Instrument	202678825

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000078826,
Date	Jul 14, 2026
Book Page	20283/1963
Instrument	202678826

Lender

Name	HOUSING FINANCE AGENCY NC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jul 14, 2041

Interest

Rate	6.53%
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Nov 26, 2025
Property Address	1523 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7860
Document Number	20081/2059
Book / Page	20081 / 2059
Map Reference	MB 1997 PG 1524
Instrument Date	Nov 24, 2025
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1523 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 30952, RALEIGH, NC 27622-0952
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,896.00 (+35.04%)	$293,406 (+65.21%) Land $90,000 Building $203,406	$293,406 (-) Land $90,000 Building $203,406
2024			$293,406 (+65.21%) Land $90,000 Building $203,406
2023	$1,404.00	$177,592 Land $35,000 Building $142,592	$177,592 Land $35,000 Building $142,592

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLE CREEK MASTER private · serves 580 people · EPA ID NC0392355
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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