1535 Middle Ridge Dr, Willow Spring, NC 27592 Property Records

Wake County property record for 1535 Middle Ridge Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,676 sqft · built 1998
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Sep 2022)
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0697.01-16-6444-000`

Property Details

APN / Parcel Number

Primary APN	`0697.01-16-6444-000`
Alternative APNs	`0697.01-16-6444 0239223` `0697166444` `023922301` `0239223`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,676 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	40,075 sqft (0.92 acres)
Garage Area	576 sqft
Porch	Open Porch
Porch Area	166 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	0239223
Street Address	1535 MIDDLE RIDGE DR
City	WILLOW SPRING
State	NC
Zip	27592-7861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO35 WILLOW BLUFFS SUB PH1 BM1997-1524
Legal Subdivision	WILLOW BLUFFS SUB PH1
Legal Phase	1
Legal Lot Number	35
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	3
Census Block	3004
Census Tract	53110

Owner

Source: Wake County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	I535 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Apr 16, 2019	Warranty Deed, Transfer · Conventional with PMI CMG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Apr 16, 2019 · Amount on Record
Deed Book / Page	19137 / 1392
Prior Transfer Date	Dec 10, 2013
Prior Transfer Doc	155610140
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 1, 2022
Property Address	1535 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7861
Document Number	19137/1392
Book / Page	19137 / 1392
Map Reference	MB 1997 PG 1524
Instrument Date	Aug 30, 2022
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 BILLINGRATH TURN LN, 213, CARY, NC 27519-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7861

Mortgage

Document Number	0191371394
Date	Sep 1, 2022
Instrument	19137/1394

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1535 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7861
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17817/1498
Date	Apr 9, 2020
Book Page	17817/1498

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 16, 2019
Property Address	1535 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7861
Document Number	174132224
Book / Page	017413 / 002224
Instrument Date	Apr 15, 2019
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1535 MIDDLE RIDGE DR WILLOW SPRING NC 275927861, WILLOW SPRING, NC 27592-7861

Mortgage

Document Number	174132226
Date	Apr 16, 2019
Book Page	017413/002226

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,533.00 (+43.03%)	$392,999 (+75%) Land $90,000 Building $302,999	$392,999 (+75%) Land $90,000 Building $302,999
2023	$1,771.00	$224,575 Land $35,000 Building $189,575	$224,575 Land $35,000 Building $189,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLE CREEK MASTER private · serves 580 people · EPA ID NC0392355
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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