1533 Michael Dr, Pecatonica, IL 61063 Property Records

Winnebago County property record for 1533 Michael Dr, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,453 sqft · built 1992
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual on Record
Last Sale	$95,000 (Jun 2017)
Tax Bill	$4,237 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-33-135-014`

Property Details

APN / Parcel Number

Primary APN	`09-33-135-014`
Alternative APNs	`933135014` `465B307`

Interior

Building Area	1,453 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	1,056 sqft

Location & Zoning

Street Address	1533 MICHAEL DR
City	PECATONICA
State	IL
Zip	61063-9587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW ESTATES OF PECATONICA UNIT1A BNG PT N1/2 N1/2 SEC 33-27-10 LOT7
Legal Range	10
Legal Township	27
Legal Section	33
Legal Subdivision	VALLEY VIEW ESTATES OF PECATONICA UNIT1A
Legal Lot Number	7
Legal Unit	1A
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2042
Census Tract	4300

Owner

Source: Winnebago County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1533 MICHAEL DR, PECATONICA, IL 61063-9587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NORTHERN CU
Nov 8, 2021	Intrafamily Transfer, Transfer
Dec 11, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST NTHRN CU
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BK/ROCKFORD
May 24, 2018	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST BK/ROCKFORD
Jun 22, 2017	Grant Deed, Construction Loan · Line of Credit NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2017 · Amount on Record
Deed Sale	Jun 22, 2017 · Amount on Record
Last Transfer Date	Nov 4, 2021
Transfer Doc	0000040226
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1533 MICHAEL DR # 1A, 1A, PECATONICA, IL 61063-9587
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044217
Date	Dec 9, 2021
Instrument	2144217

Lender

Name	FIRST NORTHERN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 8, 2021
Property Address	1533 MICHAEL DR # 1A, 1A, PECATONICA, IL 61063-9587
Document Number	0000040226
Map Reference	PB 38 PG 173B
Instrument Date	Nov 4, 2021
Instrument	2140226
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 E 14TH ST, PECATONICA, IL 61063-9552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1533 MICHAEL DR, PECATONICA, IL 61063-9587

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1533 MICHAEL DR # 1A, 1A, PECATONICA, IL 61063-9587
Document Number	0001038878
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1533 MICHAEL DR PECATONICA IL 610639587, PECATONICA, IL 61063-9587

Mortgage

Document Number	0001038878
Date	Dec 16, 2020
Instrument	1038878

Lender

Name	FIRST NTHRN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1533 MICHAEL DR # 1A, 1A, PECATONICA, IL 61063-9587
Document Number	0001011082
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1533 MICHAEL DR PECATONICA IL 610639587, PECATONICA, IL 61063-9587

Mortgage

Document Number	0001011082
Date	Apr 30, 2020
Instrument	1011082

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 29, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1533 MICHAEL DR # 1A, 1A, PECATONICA, IL 61063-9587
Document Number	0001015311
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1533 MICHAEL DR PECATONICA IL 610639587, PECATONICA, IL 61063-9587

Mortgage

Document Number	0001015311
Date	Jun 4, 2018
Instrument	1015311

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 3, 2038

Interest

Rate	4.75%

June 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 22, 2017
Property Address	1533 MICHAEL DR # 1A, 1A, PECATONICA, IL 61063-9587
Document Number	0001018785
Instrument Date	Jun 5, 2017
Instrument	1018785
Transaction Type	Construction Loan
Record Updated	Jul 4, 2017
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1533 MICHAEL DR PECATONICA IL 610639587, PECATONICA, IL 61063-9587

Mortgage

Document Number	1018786
Date	Jun 22, 2017
Instrument	1018786

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	LOVES PARK, IL 61111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 21, 2018

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,237.00 (+0.71%) Homeowner's exemption	$64,565 (+7.41%) Land $12,218 Building $52,347	$193,695 (+7.41%) Land $36,654 Building $157,041
2024	$4,207.00	$60,111 (+17.95%) Land $11,375 Building $48,736	$180,333 (+17.95%) Land $34,125 Building $146,208
2022		$50,962 Land $9,643 Building $41,319	$152,886 Land $28,929 Building $123,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200

May also be available: AaroBand.

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