Winnebago County property record for 1420 Michael Dr, #1A, Pecatonica, IL 61063
| Property Type | Single Family Home |
|---|---|
| Details | 1,400 sqft · built 1996 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Aug 2022) |
| Tax Bill | $6,330 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-33-204-005 |
| Primary APN | 09-33-204-005 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,400 sqft Living Area |
|---|
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Street Address | 1420 MICHAEL DR |
|---|---|
| City | PECATONICA |
| State | IL |
| Zip | 61063-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY VIEW ESTATES OF PECATONICA UNIT1A BNG PT N1/2 N1/2 SEC 33-27-10 LOT38 |
| Legal Range | 10 |
| Legal Township | 27 |
| Legal Section | 33 |
| Legal Subdivision | VALLEY VIEW ESTATES OF PECATONICA UNIT1A |
| Legal Lot Number | 38 |
| Legal Unit | 1A |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | PECATONICA |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 4300 |
1420 Michael Dr, #1A is owned and occupied by two individuals who bought it in August 2022.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1420 MICHAEL DR, PECATONICA, IL 61063-9585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2022 · Amount on File |
| Deed Sale | Aug 18, 2022 · Amount on File |
| Prior Sale | Jun 13, 2003 · Amount on File |
| Deed Document Number | 202225658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 18, 2022 |
| Property Address | 1420 MICHAEL DR # 1A, 1A, PECATONICA, IL 61063-9585 |
| Document Number | 0000025658 |
| Map Reference | BK38 PG173B |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2225658 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1420 MICHAEL DR, PECATONICA, IL 61063-9585 |
| Document Number | 0000025659 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2225659 |
| Name | ENVOY MORTGAGE LTD |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5.63% |
|---|
The 2025 property tax bill for 1420 Michael Dr, #1A was $6,330 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Pecatonica Township |
| Municipality | Pecatonica Village |
| Unified School District | Pecatonica Community Unit School District 321 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,330.00 | $93,499 Land $12,023 Building $81,476 | $280,497 Land $36,069 Building $244,428 |
| 2022 | Homeowner's exemption | $56,295 Land $9,490 Building $46,805 | $168,885 Land $28,470 Building $140,415 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1420 Michael Dr, #1A in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1420 Michael Dr, #1A is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PECATONICA serves 2,195 people · EPA ID IL2010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
May also be available: AaroBand.
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