1530 Michael Dr, Pecatonica, IL 61063 Property Records

Winnebago County property record for 1530 Michael Dr, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	2,022 sqft · built 1992
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Apr 2026)
Tax Bill	$700 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-33-204-009`

Property Details

APN / Parcel Number

Primary APN	`09-33-204-009`
Alternative APN	`465B342`

Interior

Building Area	2,022 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	546 sqft

Location & Zoning

Street Address	1530 MICHAEL DR
City	PECATONICA
State	IL
Zip	61063-9586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW ESTATES OF PECATONICA UNIT1A BNG PT N1/2 N1/2 SEC 33-27-10 LOT42
Legal Range	10
Legal Township	27
Legal Section	33
Legal Subdivision	VALLEY VIEW ESTATES OF PECATONICA UNIT1A
Legal Lot Number	42
Legal Unit	1A
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2043
Census Tract	4300

Owner

Source: Winnebago County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1530 MICHAEL DR, PECATONICA, IL 61063-9586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 8, 2024	Warranty Deed, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP
Jan 20, 2022	Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Feb 8, 2024 · Amount on Record
Deed Document Number	202610144
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 27, 2026
Property Address	1530 MICHAEL DR, PECATONICA, IL 61063-9586
Document Number	0000010144
Instrument Date	Mar 31, 2026
Instrument	2026.10144
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 MICHAEL DR, PECATONICA, IL 61063-9586

Mortgage

Document Number	0000010145,
Date	Apr 27, 2026
Instrument	2026..10145

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 8, 2024
Property Address	1530 MICHAEL DR # 1A, 1A, PECATONICA, IL 61063-9586
Document Number	0000002828
Map Reference	BK38 PG173B
Instrument Date	Jan 30, 2024
Instrument	2402828
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	NOT AVAILABLE, MTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$415.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1530 MICHAEL DR, PECATONICA, IL 61063-9586

Mortgage

Document Number	0000002829
Date	Feb 8, 2024
Instrument	2402829

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.63%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 20, 2022
Property Address	1530 MICHAEL DR # 1A, 1A, PECATONICA, IL 61063-9586
Document Number	0000002025
Map Reference	PB 38 PG 173-B
Instrument Date	Dec 23, 2021
Instrument	2202025
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1530 MICHAEL DR, PECATONICA, IL 61063-9586

Mortgage

Document Number	0000002026
Date	Jan 20, 2022
Instrument	2202026

Lender

Name	MIDLAND STATES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$700.00	$90,034 (+43.23%) Land $11,378 Building $78,656	$270,102 (+43.23%) Land $34,134 Building $235,968
2022	Homeowner's exemption	$62,861 Land $9,646 Building $53,215	$188,583 Land $28,938 Building $159,645

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200

May also be available: AaroBand.

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