1510 Michael Dr, #1A, Pecatonica, IL 61063 Property Records

Winnebago County property record for 1510 Michael Dr, #1A, Pecatonica, IL 61063

Property Summary

Property TypeSingle Family Home
Details1,422 sqft · built 1997
Lot Size0.26 acres (11,326 sqft)
Owner2 Trust Names on File
Last Sale$126,000 (May 2004)
Tax Bill$4,802 (2025)
Deeds & MortgagesMay 2026 Sale
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-33-204-007

Property Details

APN / Parcel Number

Primary APN09-33-204-007
Alternative APNs
  • 933204007
  • 465B340

Interior

Building Area1,422 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area704 sqft

Location & Zoning

Account Number465B340
Street Address1510 MICHAEL DR
CityPECATONICA
StateIL
Zip61063-9586
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY VIEW ESTATES OF PECATONICA UNIT1A BNG PT N1/2 N1/2 SEC 33-27-10 LOT40
Legal Range10
Legal Township27
Legal Section33
Legal SubdivisionVALLEY VIEW ESTATES OF PECATONICA UNIT1A
Legal Lot Number40
Legal Unit1A
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group2
Census Block2043
Census Tract4300

Owner

1510 Michael Dr, #1A is owner-occupied and held in a trust since May 2026.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address1510 MICHAEL DR, PECATONICA, IL 61063-9586
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 8, 2017Deed of Trust, Mortgage · FHA Mortgage
ACADEMY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2004 · Amount on File
Deed SaleMay 7, 2004 · Amount on File
Deed Document Number2004431212
Last Transfer DateMay 11, 2026
Transfer Doc0000013132
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionWINNEBAGO IL
Recording DateMay 27, 2026
Property Address1510 MICHAEL DR, PECATONICA, IL 61063-9586
Document Number0000013132
Instrument DateMay 11, 2026
Instrument202613132
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1510 MICHAEL DR, PECATONICA, IL 61063-9586

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address1510 MICHAEL DR # 1A, 1A, PECATONICA, IL 61063-9586
Document Number0001040212
Instrument DateDec 8, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanySECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1510 MICHAEL DR PECATONICA IL 610639586, PECATONICA, IL 61063-9586

Mortgage

Document Number0001040212
DateDec 14, 2017
Instrument1040212
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 13, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1510 Michael Dr, #1A was $4,802, down 0.1% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
MunicipalityPecatonica Village
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,802.00 (-0.06%)$66,381 (+7.41%) Land $12,023 Building $54,358$199,143 (+7.41%) Land $36,069 Building $163,074
2024$4,805.00$61,802 Land $11,194 Building $50,608$185,406 Land $33,582 Building $151,824
2022$52,396 Land $9,490 Building $42,906$157,188 Land $28,470 Building $128,718

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1510 Michael Dr, #1A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1510 Michael Dr, #1A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPECATONICA
serves 2,195 people · EPA ID IL2010250
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
JCWIFI.com
Fixed Wireless
200 / 200

May also be available: AaroBand.

Nearby Properties on Michael Dr

Nearby Streets

Search Property Records by Address or Parcel Number