Wright County property record for 15323 75th Cir NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,259 sqft · built 2019 |
| Lot Size | 0.22 acres (9,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Nov 2023) |
| Tax Bill | $5,024 (2026) |
| Deeds & Mortgages | Dec 2023 Sale Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-297-002060 |
| Primary APN | 118-297-002060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,259 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 9,616 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 568 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15323 75TH CIR NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-006 BLOCK-002 BLOCK-002 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 27 |
| Legal Subdivision | BOULDER CREEK |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 100101 |
15323 75th Cir NE is owned and occupied by two individuals who bought it in November 2023.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15323 75TH CIR NE, ELK RIVER, MN 55330-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2023 | Warranty Deed, Transfer |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 6, 2019 | Limited Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Nov 30, 2017 | Grant Deed, Transfer DCA TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on File |
| Deed Sale | Nov 30, 2023 · Amount on File |
| Prior Sale | Dec 6, 2019 · Amount on File |
| Deed Document Number | 20231605401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Dec 1, 2023 |
| Property Address | 15323 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Document Number | 00A1543459 |
| Instrument Date | Nov 30, 2023 |
| Instrument | A1543459 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,468.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15323 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15323 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0001459050 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 1459050 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Dec 6, 2019 |
| Property Address | 15323 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Document Number | 0001413050 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 1413050 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | CALATLANTIC TITLE NORTHERN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,171.47 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16305 36TH AVE N # N600, 16305, PLYMOUTH, MN 55446-2884 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15323 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Document Number | 0001413052 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 1413052 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Nov 30, 2017 |
| Property Address | 15323 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Document Number | 0001359119 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 1359119 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | DCA TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,754.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7599 ANAGRAM DR EDEN PRAIRIE MN 553447399, EDEN PRAIRIE, MN 55344-7399 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 15323 75th Cir NE was $5,024.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,024.00 | $455,700 (+0.44%) Land $100,000 Building $355,700 | $455,700 (+0.44%) Land $100,000 Building $355,700 |
| 2025 | $453,700 Land $115,000 Building $338,700 | $453,700 Land $115,000 Building $338,700 | |
| 2023 | $4,988.00 (-1.5%) | $465,900 Land $102,000 Building $363,900 | $465,900 Land $102,000 Building $363,900 |
| 2022 | $5,064.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15323 75th Cir NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15323 75th Cir NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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