15281 75th Cir NE, Elk River, MN 55330 Property Records

Wright County property record for 15281 75th Cir NE, Elk River, MN 55330

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,210 sqft · built 2019
Lot Size0.215 acres (9,382 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Jan 2020)
Tax Bill$5,268 (2026)
Deeds & MortgagesJan 2020 Sale & Mortgage
Nov 2017 Sale
Flood ZoneZone X (minimal risk)
APN118-297-002030

Property Details

APN / Parcel Number

Primary APN118-297-002030

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,210 sqft Living Area
Basement Area871 sqft
Finished Basement871 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area9,382 sqft (0.215 acres)
Garage TypeAttached
Garage Area680 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address15281 75TH CIR NE
CityELK RIVER
StateMN
Zip55330-1025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-003 BLOCK-002 BLOCK-002
Legal Range023
Legal Township121
Legal Section27
Legal SubdivisionBOULDER CREEK
Legal Block2
Legal Lot Number3
JurisdictionWRIGHT MN
Township / Civil DivisionOTSEGO
Census Block Group5
Census Block5005
Census Tract100101

Owner

15281 75th Cir NE is owned and occupied by two individuals who bought it in January 2020.

Source: Wright County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address15281 75TH CIR NE, ELK RIVER, MN 55330-1025
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2020Limited Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC
Nov 30, 2017Grant Deed, Transfer
DCA TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2020 · Amount on File
Deed SaleJan 28, 2020 · Amount on File
Deed Document Number20201417134
Record UpdatedSep 20, 2026

January 2020: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionWRIGHT MN
Recording DateJan 28, 2020
Property Address15281 75TH CIR NE, OTSEGO, MN 55330-1025
Document Number0001417134
Instrument DateJan 23, 2020
Instrument1417134
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyNORTHERN TITLE NORTHERN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,204.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address15281 75TH CIR NE, OTSEGO, MN 55330-1025

Mortgage

Document Number0001417136
DateJan 28, 2020
Instrument1417136
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWRIGHT MN
Recording DateNov 30, 2017
Property Address15281 75TH CIR NE, OTSEGO, MN 55330-1025
Document Number0001359119
Instrument DateNov 22, 2017
Instrument1359119
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyDCA TITLE

Transaction

AmountAmount on Record
Tax$2,754.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7599 ANAGRAM DR EDEN PRAIRIE MN 553447399, EDEN PRAIRIE, MN 55344-7399
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 15281 75th Cir NE was $5,268.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalityOtsego City
Unified School DistrictElk River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,268.00$486,400 (+2.62%) Land $100,000 Building $386,400$486,400 (+2.62%) Land $100,000 Building $386,400
2025$474,000 Land $115,000 Building $359,000$474,000 Land $115,000 Building $359,000
2023$5,524.00 (+4.58%)$514,900 Land $102,000 Building $412,900$514,900 Land $102,000 Building $412,900
2022$5,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15281 75th Cir NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15281 75th Cir NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOtsego
serves 19,000 people · EPA ID MN1860026
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 75th Cir NE

Nearby Streets

Search Property Records by Address or Parcel Number