Wright County property record for 15331 75th Cir NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,853 sqft · built 2019 |
| Lot Size | 0.22 acres (9,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,260 (Sep 2019) |
| Tax Bill | $4,428 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-297-002070 |
| Primary APN | 118-297-002070 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,853 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 9,610 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 649 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15331 75TH CIR NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-007 BLOCK-002 BLOCK-002 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 27 |
| Legal Subdivision | BOULDER CREEK |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 100101 |
15331 75th Cir NE is owned and occupied by two individuals who bought it in September 2019.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15331 75TH CIR NE, ELK RIVER, MN 55330-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 19, 2019 | Limited Warranty Deed, Transfer · VA Mortgage FIRST CLASS MORTGAGE V INC |
| Nov 30, 2017 | Grant Deed, Transfer DCA TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on File |
| Deed Sale | Sep 19, 2019 · Amount on File |
| Deed Document Number | 20191405978 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15331 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | ANCONA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0001456171 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 1456171 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Jan 1, 2054 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Sep 19, 2019 |
| Property Address | 15331 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Document Number | 0001405978 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 1405978 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | CALATLANTIC TITLE NORTHERN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,436.36 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15331 75TH CIR NE, ELK RIVER, MN 55330-1034 |
| Document Number | 0001405979 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 1405979 |
| Name | FIRST CLASS MORTGAGE V INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Nov 30, 2017 |
| Property Address | 15331 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Document Number | 0001359119 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 1359119 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | DCA TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,754.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7599 ANAGRAM DR EDEN PRAIRIE MN 553447399, EDEN PRAIRIE, MN 55344-7399 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 15331 75th Cir NE was $4,428.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,428.00 | $560,400 (+2.66%) Land $100,000 Building $460,400 | $560,400 (+2.66%) Land $100,000 Building $460,400 |
| 2025 | $545,900 Land $115,000 Building $430,900 | $545,900 Land $115,000 Building $430,900 | |
| 2023 | $5,428.00 (-1.99%) | $521,800 Land $102,000 Building $419,800 | $521,800 Land $102,000 Building $419,800 |
| 2022 | $5,538.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15331 75th Cir NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15331 75th Cir NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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