Wright County property record for 15280 75th Cir NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 1,953 sqft · built 2018 |
| Lot Size | 0.207 acres (9,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $358,778 (Jun 2018) |
| Tax Bill | $4,918 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-297-001180 |
| Primary APN | 118-297-001180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,953 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| Basement Area | 592 sqft |
| Finished Basement | 592 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 9,018 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15280 75TH CIR NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-018 BLOCK-001 BLOCK-001 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 27 |
| Legal Subdivision | BOULDER CREEK |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 100101 |
15280 75th Cir NE is owned and occupied by two individuals who bought it in June 2018.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15280 75TH CIR NE, ELK RIVER, MN 55330-1025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE V INC |
| Dec 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE V INC |
| Jun 8, 2018 | Warranty Deed, Transfer NORTH AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2018 · Amount on File |
| Deed Sale | Jun 8, 2018 · Amount on File |
| Prior Sale | May 4, 2018 · Amount on File |
| Deed Document Number | 20181371896 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15280 75TH CIR NE, OTSEGO, MN 55330-1025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | EXECUTIVE TITLE TAYLOR |
| Name | Verified Name |
|---|
| Document Number | 0001453024 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 1453024 |
| Name | FIRST CLASS MORTGAGE V INC |
|---|---|
| Type | Mortgage Company |
| Address | OSSEO, MN 55369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15280 75TH CIR NE, OTSEGO, MN 55330-1025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EXECUTIVE TITLE TAYLOR |
| Name | Verified Name |
|---|
| Document Number | 0001412613 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 1412613 |
| Name | FIRST CLASS MORTGAGE V INC |
|---|---|
| Type | Mortgage Company |
| Address | OSSEO, MN 55369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jun 8, 2018 |
| Property Address | 15280 75TH CIR NE, OTSEGO, MN 55330-1025 |
| Document Number | 0001371896 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 1371896 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,183.97 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15280 75TH CIR NE, OTSEGO, MN 55330-1025 |
The 2026 property tax bill for 15280 75th Cir NE was $4,918.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,918.00 | $448,900 (+0.94%) Land $100,000 Building $348,900 | $448,900 (+0.94%) Land $100,000 Building $348,900 |
| 2025 | $444,700 Land $115,000 Building $329,700 | $444,700 Land $115,000 Building $329,700 | |
| 2023 | $5,092.00 (-0.97%) | $477,100 Land $102,000 Building $375,100 | $477,100 Land $102,000 Building $375,100 |
| 2022 | $5,142.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15280 75th Cir NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15280 75th Cir NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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