1532 Waldo Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 1532 Waldo Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	1 bd · 0.75 ba · 440 sqft · built 1940
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jul 2022)
Tax Bill	$378 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
APN	`25-5311-25640`

Property Details

APN / Parcel Number

Primary APN	`25-5311-25640`

Interior

Bedrooms	1 Bed
Full Baths	0.75 Baths
Stories	1 Story
Building Area	440 sqft Gross Area
1st Floor Area	440 sqft
Utility Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,242 sqft (1.36 acres)
Pool Type	Pool with Hot Tub/Spa
Deck Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1532 WALDO RD
City	TWO HARBORS
State	MN
Zip	55616-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 150 FT OF W 415 FT OF N 396 FT OF SW14 OF
Legal Range	11W
Legal Township	53N
Legal Section	25
Jurisdiction	LAKE MN
Township / Civil Division	LAKE NO. 2
Census Block Group	1
Census Block	1003
Census Tract	370400

Owner

1532 Waldo Rd is owned and occupied by an individual who bought it in July 2022.

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1532 WALDO RD, TWO HARBORS, MN 55616-5012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE BANK
Sep 21, 2020	Deed, Transfer · Stand-Alone First Mortgage LAKE BANK
Sep 21, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Sep 21, 2020 · Amount on File
Deed Document Number	20221442054
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jul 19, 2022
Property Address	1532 WALDO RD, TWO HARBORS, MN 55616-5012
Document Number	A000200702
Instrument Date	Jul 15, 2022
Instrument	A000200702
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 WALDO RD, TWO HARBORS, MN 55616-5012

Mortgage

Document Number	A000200703
Date	Jul 19, 2022
Instrument	A000200703

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	Sep 21, 2020
Property Address	1532 WALDO RD, TWO HARBORS, MN 55616-5012
Document Number	A000195006
Instrument Date	Sep 18, 2020
Instrument	A000195006
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 WALDO RD, TWO HARBORS, MN 55616-5012

Mortgage

Document Number	A000195007
Date	Sep 21, 2020
Instrument	A000195007

Lender

Name	LAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	Sep 21, 2020
Property Address	1532 WALDO RD, TWO HARBORS, MN 55616-5012
Document Number	A000195004
Instrument Date	Aug 6, 2020
Instrument	A000195004
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 WALDO RD, TWO HARBORS, MN 55616-5012

Tax Assessment & Valuation

The 2026 property tax bill for 1532 Waldo Rd was $378 with a homeowner's exemption.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$378.00 Homeowner's exemption	$174,600 Land $46,200 Building $128,400	$174,600 Land $46,200 Building $128,400
2023		$145,000 Land $44,900 Building $100,100	$145,000 Land $44,900 Building $100,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1532 Waldo Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1532 Waldo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

May also be available: Mediacom Xtream, T-Mobile.

Nearby Properties on Waldo Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures