1581 Waldo Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 1581 Waldo Rd, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 910 sqft · built 1921
Lot Size16.9 acres (739,649 sqft)
OwnerIndividual Name on Record
Tax Bill$1,358 (2026)
Deeds & MortgagesApr 2023 Mortgage
APN25-5311-26730

Property Details

APN / Parcel Number

Primary APN25-5311-26730

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area910 sqft Gross Area
1st Floor Area910 sqft
Utility Area360 sqft
FlooringVinyl/Resilient
Interior WallsVinyl Panel/Coating
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1990
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeWood
Roof MaterialWood
Lot Area739,649 sqft (16.9 acres)
Garage TypeMixed
Garage Area768 sqft
Parking Spaces4 Parking Spaces
Pool TypePool with Hot Tub/Spa
Deck Area141 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address1581 WALDO RD
CityTWO HARBORS
StateMN
Zip55616-5012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN12 OF NE14 OF SE14 EX W 400 FT + S12 OF
Legal Range11W
Legal Township53N
Legal Section26
JurisdictionLAKE MN
Township / Civil DivisionLAKE NO. 2
Census Block Group1
Census Block1129
Census Tract370102

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1581 WALDO RD, TWO HARBORS, MN 55616-5012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address1581 WALDO RD, TWO HARBORS, MN 55616-5012
Transaction TypeMortgage
Record UpdatedMay 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000202140
DateApr 19, 2023
InstrumentA000202140
Lender
NameTWO HARBORS FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term97 Months
DueMay 1, 2031

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,358.00 (+5.93%) Homeowner's exemption$318,400 (-4.3%) Land $91,000 Building $227,400$318,400 (-4.3%) Land $91,000 Building $227,400
2025$1,282.00
2023$332,700 Land $89,400 Building $243,300$332,700 Land $89,400 Building $243,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000

May also be available: Mediacom Xtream, T-Mobile.

Nearby Properties on Waldo Rd

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