1526 Waldo Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 1526 Waldo Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,688 sqft · built 1977
Lot Size	6.64 acres (289,238 sqft)
Owner	2 Individual Names on File
Last Sale	$378,000 (Aug 2022)
Tax Bill	$2,170 (2026)
Deeds & Mortgages	Sep 2022 Sale Jun 2022 Line of Credit + 1 more
APN	`25-5311-25630`

Property Details

APN / Parcel Number

Primary APN	`25-5311-25630`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,688 sqft Gross Area
1st Floor Area	1,624 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Dome
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	289,238 sqft (6.64 acres)
Garage Type	Mixed
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio
Porch Area	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1526 WALDO RD
City	TWO HARBORS
State	MN
Zip	55616-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF SW14 OF SW14 W OF RY R OF
Legal Range	11W
Legal Township	53N
Legal Section	25
Jurisdiction	LAKE MN
Township / Civil Division	LAKE NO. 2
Census Block Group	1
Census Block	1003
Census Tract	370400

Owner

1526 Waldo Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Lake County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1526 WALDO RD, TWO HARBORS, MN 55616-5012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Warranty Deed, Transfer
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FEDERAL CREDIT UNION
Oct 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on File
Deed Sale	Aug 23, 2022 · Amount on File
Prior Sale	Oct 26, 2018 · Amount on File
Deed Document Number	20221462400
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Sep 7, 2022
Property Address	1526 WALDO RD, TWO HARBORS, MN 55616-5012
Document Number	A000201005
Instrument Date	Aug 22, 2022
Instrument	A000201005
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1526 WALDO RD, TWO HARBORS, MN 55616-5012

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	1526 WALDO RD, TWO HARBORS, MN 55616-5012
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000200396
Date	Jun 9, 2022
Instrument	A000200396

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Oct 26, 2018
Property Address	1526 WALDO RD, TWO HARBORS, MN 55616-5012
Document Number	A000190799
Instrument Date	Oct 25, 2018
Instrument	A000190799
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 WALDO RD, TWO HARBORS, MN 55616-5012

Tax Assessment & Valuation

The 2026 property tax bill for 1526 Waldo Rd was $2,170 with a homeowner's exemption.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,170.00 Homeowner's exemption	$434,800 Land $76,300 Building $358,500	$434,800 Land $76,300 Building $358,500
2023		$461,300 Land $73,200 Building $388,100	$461,300 Land $73,200 Building $388,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1526 Waldo Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1526 Waldo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

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