Lake County property record for 1303 Waldo Rd, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 2,192 sqft · built 2009 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,250 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Dec 2021 Refinance |
| APN | 25-5311-12860 |
| Primary APN | 25-5311-12860 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Stories | 1 Story |
| Building Area | 2,192 sqft Gross Area |
| 1st Floor Area | 2,192 sqft |
| Utility Area | 100 sqft |
| Flooring | Earth/Dirt |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Dome |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Type | Mixed |
| Garage Area | 1,716 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 91 sqft |
| Deck Area | 240 sqft |
| Pole Barn | 768 sqft |
| Sauna | Sauna |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 1303 WALDO RD |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-5066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S12 OF SW14 OF SE14 |
| Legal Range | 11W |
| Legal Township | 53N |
| Legal Section | 12 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 1 |
| Census Block | 1109 |
| Census Tract | 370102 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1303 WALDO RD, TWO HARBORS, MN 55616-5066 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TWO HARBORS FEDERAL CREDIT UNION |
| Dec 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TWO HARBORS FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 19, 2008 |
| Transfer Doc | 0000168319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 1303 WALDO RD, TWO HARBORS, MN 55616-5066 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000199094 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | A000199094 |
| Name | TWO HARBORS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 1303 WALDO RD, TWO HARBORS, MN 55616-5066 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000199093 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | A000199093 |
| Name | TWO HARBORS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,250.00 (-6.07%) Homeowner's exemption | $607,800 (-9.94%) Land $101,900 Building $505,900 | $607,800 (-9.94%) Land $101,900 Building $505,900 |
| 2025 | $3,460.00 | ||
| 2023 | $674,900 Land $87,600 Building $587,300 | $674,900 Land $87,600 Building $587,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
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