1532 W Windy Willow Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1532 W Windy Willow Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,630 sqft · built 2004
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Jan 2025)
Tax Bill$7,354 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN009981-3780

Property Details

APN / Parcel Number

Primary APN009981-3780

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,630 sqft Living Area
Gross Area2,302 sqft
1st Floor Area1,630 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2009
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area441 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1532 W WINDY WILLOW DR
CitySAINT AUGUSTINE
StateFL
Zip32092-5098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description48/76-95 JOHNS CREEK LOT 378 OR6090/1892
Legal Range28E
Legal Township05S
Legal Section19
Legal SubdivisionJOHNS CREEK
Legal Block1
Legal Lot Number378
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1019
Census Tract20907

Owner

1532 W Windy Willow Dr is owned and occupied by an individual who bought it in January 2025.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1532 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP
May 25, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Jul 17, 2018Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Jul 7, 2017Deed of Trust, Mortgage · Conventional with PMI
NATIONS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2025 · Amount on File
Deed SaleJan 30, 2025 · Amount on File
Prior SaleOct 5, 2021 · Amount on File
Deed Document Number20257267
Deed Book / Page6090 / 1892
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 5, 2021
Property Address1532 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098
Document Number0053861385
Book / Page5386 / 1385
Map ReferenceMB 48 PG 76-95
Instrument DateSep 27, 2021
Instrument2021108733
Transaction TypeTransfer
Record UpdatedOct 15, 2021
Title CompanyLANDMARK TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,583.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address282 SENTOSA DR UNIT 307, 282, SAINT JOHNS, FL 32259-9196

Transferred To (Grantee/Buyer)

NameVerified Name
Address1532 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098

Mortgage

Document Number53861387
DateOct 5, 2021
Instrument5386/1387
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1532 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098
Transaction TypeMortgage
Record UpdatedJun 7, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1532 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098

Mortgage

Document Number0052731086
DateMay 25, 2021
Book Page5273/1086
Instrument2021058450
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term327 Months
DueAug 1, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 17, 2018
Property Address1532 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098
Document Number0045801842
Book / Page4580 / 1842
Map ReferenceMB48 PG76-95
Instrument DateJul 6, 2018
Instrument2018050688
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyGREYCROFT TITLE CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1532 W WINDY WILLOW DR, 1532, SAINT AUGUSTINE, FL 32092-5098

Transferred To (Grantee/Buyer)

NameVerified Name
Address10188 ARROWHEAD DR, JACKSONVILLE, FL 32257-5938

Mortgage

Document Number2018050689
DateJul 17, 2018
Instrument2018050689
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1532 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098
Document Number0044061151
Instrument DateJul 7, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1532 W WINDY WILLOW DR ST AUGUSTINE FL 320925098, ST AUGUSTINE, FL 32092-5098

Mortgage

Document Number0044061151
DateJul 19, 2017
Book Page004406/001151
Instrument49633
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1532 W Windy Willow Dr was $7,354, up 4.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$329,908 (-0.91%) Land $100,000 Building $229,908$329,908 (-0.91%) Land $100,000 Building $229,908
2025$7,354.00 (+4.68%)$332,926$332,926 Land $100,000 Building $232,926
2024$7,025.00 (+1.01%)
2023$6,955.00 (+5.09%)$337,407 (+8.94%)$337,407 (+8.94%) Land $95,000 Building $242,407
2022$6,618.00$309,710$309,710 Land $84,000 Building $225,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1532 W Windy Willow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1532 W Windy Willow Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
AT&T
Fiber
1,000 / 1,000

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